The 10 Best Assisted Living Facilities in Chippewa Falls, WI for 2024

Seniors requiring some assistance with everyday tasks could benefit from assisted living. These communities offer a chore-free lifestyle so residents can relax and enjoy their retirement. Caregivers are always available to provide assistance, and medical professionals are typically on call for residents needing additional care. Plus, activity and wellness programming ensures seniors remain active and encourages socialization among peers. Assisted living communities in Chippewa Falls charge an average of $4,375 per month, slightly lower than the state and national medians of $4,600 and $4,500, respectively.

This guide looks at the benefits and drawbacks of retiring to Chippewa Falls. It also discusses the cost of assisted living, the assistance seniors can access to help cover the cost of long-term care and local resources that support them in their retirement.

Wisconsin's Division of Quality Assurance (DQA) is responsible for licensing and regulating health and residential care providers throughout the state, including assisted living facilities in Chippewa Falls. Overseen by the Wisconsin Department of Health Services, the DQA exists to protect and promote the safety, health and welfare of all long-term care residents.

• Budget-conscious retirees can enjoy the low cost of living in Chippewa Falls, which is 10.6% below the U.S. norm. In particular, seniors can save on groceries, housing and transportation. The only category that bucks the trend is health care, which is 25% above the national average. However, older adults moving into assisted living will find average rates are low compared to costs in the rest of the country.
• Crime rates are low in Chippewa Falls, creating a relatively safe environment for seniors to spend their retirement. On a ranking of 1 to 100, violent crime rates in the city are at 16.7, seven points below the U.S. average. Property crime is listed at the slightly higher figure of 20.2, but this is still well below the national median of 35.4.
• At 126 per 100,000 people, the number of physicians per capita in Chippewa Falls is 40% below the U.S. average of 210. However, seniors can rest assured that their health care needs may be met by a number of small clinics and larger medical facilities in the area, including Mayo Clinic Health System - Chippewa Valley and HSHS St. Joseph's Hospital.
• Chippewa Falls' climate is typical for the region, with long, warm summers averaging 76 degrees Fahrenheit and often hitting 82 degrees Fahrenheit during July. Winters are cold, with a median temperature of 20 degrees Fahrenheit. This, combined with the city's 44 inches of snowfall each year, could hinder residents with mobility issues. However, those able to explore the area's lakes, parks and walking trails will be rewarded with seeing the region's natural beauty as it changes with the seasons. Additionally, assisted living facilities offer plenty of indoor activities. 
• Chippewa Falls seniors pay tax on their retirement income. However, seniors on low incomes can benefit from the exemption of Social Security benefits from taxation.
• Public transportation is sparse in Chippewa Falls. Fortunately, residents aged 65 and older qualify for reduced rates with the Chippewa Falls Shared Ride Transit Program. This on-demand door-to-door service helps older adults attend appointments and run errands within the city limits.

 

Assisted living communities in Chippewa Falls charge an average of $4,375 per month for board and services.

Chippewa Falls has some of the most affordable assisted living in the state. At $4,375 per month, costs are lower than the Wisconsin average of $4,600 and 2.7% less than the U.S. median. In nearby La Crosse, rates are $112 lower than those in Chippewa Falls, but head south, and Madison seniors pay $425 more than those in Chippewa Falls. The most expensive senior living is in east Wisconsin, where Appleton seniors pay a monthly fee of $5,138, and Milwaukee seniors pay 25.6% more than Chippewa Falls' assisted living residents.

At $4,375 per month, assisted living is the second most affordable senior care option in Chippewa Falls, surpassed only by adult day care, where older adults pay just $2,356 for daytime services. Seniors choosing to remain in their own homes pay around 22% more than those in a residential community for the convenience of receiving personal and/or medical care at home. Older adults requiring round-the-clock supervision and care spend the most, with a semiprivate room in a nursing home costing $8,167 per month.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Wisconsin page.