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The 10 Best Assisted Living Facilities in Chaska, MN for 2024

Chaska is a growing Twin Cities suburb of 28,000 people, 11% of whom are seniors, in southeastern Minnesota. It supports an active lifestyle for seniors with low crime rates and comfortable weather throughout the year, and several hospitals are nearby to promote residents’ health. There are also numerous assisted living facilities in and near the city to accommodate those who need a helping hand throughout the day.

Assisted living is a practical solution for older adults who want freedom from the hassles of maintaining a home but don’t require the high level of care nursing homes provide. Seniors living in assisted living facilities have access to daily meal services, transportation and housekeeping, and they receive individualized care services based on their unique needs. In general, assisted living facilities in Chaska charge $5,163 per month for services, which is higher than the respective state and national averages of $4,508 and $4,500.

Through this guide, readers can learn more about assisted living in Chaska, including details on some of the most common ways seniors in this city pay for assisted living. The guide also highlights top resources for current and prospective assisted living residents. 

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Assisted Living Facilities in Chaska, Minnesota

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What to Consider About Assisted Living in Chaska

All assisted living in Chaska, as well as the rest of Minnesota, are monitored by the Minnesota Department of Health, Health Regulation Division. This department regulates assisted living facilities through a robust licensing process and regular inspections and by maintaining communication with long-term care providers.

Benefits and Drawbacks of Assisted Living in Chaska

  • St. Francis Regional Medical Center is located about 5 miles outside of Chaska in Shakopee, giving local assisted living residents access to a full range of inpatient, outpatient and emergency services. Additionally, local health care costs come in about 16% below the national norm, which may make medical services more accessible to those managing ongoing health conditions. While there are just 165 doctors per capita compared to 210 nationally, many assisted living facilities have on-call physicians to prevent gaps in care.
  • Chaska rates 9.2 on a 10-point comfort index compared to a national score of 7.8, indicating that the weather in this city is generally pleasant throughout the year. Winters are cold and snowy with nighttime lows in the single digits and 51 inches of snowfall, but summers are comfortable with July highs in the low 80s. Assisted living residents typically enjoy amenities such as individual climate controls, helping them stay comfortable throughout the year.
  • Crime is fairly uncommon in Chaska, which may make the city a favorable option for prospective assisted living residents. On a 100-point index, the city scores 9.8 for violent crime versus 22.7 nationally, and its property crime score is about 13 points lower than the national norm at 21.8. To further support residents’ safety and peace of mind, many local assisted living facilities have security gates and surveillance cameras.
  • Living expenses in Chaska are high compared to national and state norms and may be a consideration for those with limited resources who are thinking about relocating to this city. Utility costs, groceries, transportation and housing expenses are high here compared to the typical Minnesota city, but choosing assisted living may give residents greater control over monthly expenses.
  • Seniors in Minnesota pay state income taxes on all forms of retirement income, including Social Security benefits. However, the state provides a deduction of up to $9,600 for single filers and $12,000 for married filers aged 65 and over, which may help some seniors afford assisted living expenses in Chaska.

Paying for Assisted Living in Chaska

In Chaska, assisted living facilities charge $5,163 per month for care and housing.

The Cost of Assisted Living in Nearby Cities

Assisted living residents in Chaska pay monthly median rates of $5,163, which is 15% higher than average assisted living costs in Minnesota and the nation as a whole. Other surveyed cities across the state tend to have more affordable care, including Duluth, where residents pay $5,000 per month for services. Similarly, in Rochester and St. Cloud, care costs come in about 20% lower than in Chaska, and in Mankato, monthly care costs are 39% below the local average.

Chaska

$5,163

Minnesota

$4,508

United States

$4,500

St. Cloud

$4,100

Mankato

$3,135

Rochester

$4,180

Duluth

$5,000

The Cost of Other Types of Senior Care

In Chaska, assisted living facilities charge $5,163 per month for services, making this one of the more affordable senior care options in the city. This type of care costs 56% less than nursing home care, which includes around-the-clock medical support and monitoring. In-home care and home health care, which offer a similar range of services in the individual’s home, cost about 37% more than assisted living, plus the cost of housing, utilities and food. Only adult day health care, which includes daytime services in a community environment, is more affordable than assisted living at $2,102.

In-Home Care

$7,055

Home Health Care

$7,055

Adult Day Health Care

$2,102

Assisted Living Facility

$5,163

Nursing Home Facility (semi private room)

$11,708

Note: Data for Chaska was unavailable, so data for the nearest city, Minneapolis, was used instead.

Financial Assistance for Assisted Living in Chaska

Medical Assistance, Minnesota's Medicaid program, is available to help qualified seniors cover assisted living costs. Eligible seniors may also qualify for one of Medicaid's waiver programs if they need additional help. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.

Financial Assistance in Minnesota

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

Free Assisted Living Resources in Chaska

Chaska and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Chaska, please visit our Assisted Living in Minnesota page.

Assisted Living Laws and Regulations in Chaska

Chaska Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Minnesota are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.

Laws and Regulations in Minnesota

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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