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The 10 Best Assisted Living Facilities in Ballwin, MO for 2024

 

Located in Missouri’s St. Louis metro area, Ballwin offers access to cultural destinations and health care amenities for retirees. It has a large senior community that makes up about a fifth of its 31,000 residents, promoting a social environment for older adults, and features such as low crime levels and pleasant weather support an active lifestyle. The city also has several assisted living facilities to meet the needs of those who need daily assistance.

Assisted living is a popular long-term care solution for older adults who need help with some daily activities, such as dressing, housekeeping and meal preparation. This residential care option features individualized care plans with services administered by trained caregivers. Residents can also enjoy three meals daily and participate in a variety of social and recreational activities. While costs may vary depending on the amenities a facility has, the typical assisted living facility in Ballwin charges $4,100 per month for care. This is higher than Missouri's norm of $3,000, but it's economical compared to the national average of $4,500. 

This guide highlights some of the programs that help seniors in Ballwin pay for assisted living. It also outlines some benefits and drawbacks of moving to this city.

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Assisted Living Facilities in Ballwin, Missouri

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What to Consider About Assisted Living in Ballwin

Assisted living facilities in Ballwin follow guidelines set by the Missouri Department of Health & Senior Services, which licenses all long-term care facilities in the state. This department enforces laws related to the scope of care facilities must provide, staff training requirements and nutritional services. It also publishes information on resources for seniors in the state.

Benefits and Drawbacks of Assisted Living in Ballwin

 

  • Missouri’s income tax laws are somewhat retirement-friendly, which may benefit seniors determining their assisted living budgets. Social Security benefits are only taxable for those whose retirement income exceeds $85,000. Additionally, those whose modified annual gross income is $25,000 or less can claim a $6,000 exemption, further reducing what they owe to the state.
  • On a 100-point cost of living index based on national living costs, Ballwin scores 105.5, which is about 20 points higher than the Missouri score but only a little higher than the nationwide norm. The cost of renting or buying a home in this city is about 80% higher than the state norm, which may make residential care an attractive alternative to living alone.
  • Information from the American Lung Association indicates that the Ballwin region experiences very high levels of ozone pollution, also called smog, resulting in a grade of F for this category. Particle pollution levels are more moderate, with the region earning a passing score for annual particle pollution levels and a B for 24-hour particle pollution. Many assisted living facilities have air purification systems to promote residents’ comfort and health, even when outdoor conditions are unfavorable.
  • Crime is relatively uncommon in Ballwin, which may appeal to active seniors. On a 100-point index, the city rates 8.2 for violent crime and 17.3 for property-related crime. This is well below the respective state norms of 28.9 and 41.4. It’s also low compared to the national violent crime score of 22.7 and property crime rating of 35.4.
  • Ballwin shares the rest of the state’s humid continental climate, which brings cold winters and hot, humid summers. Temperatures range from lows of 21 degrees in the winter to highs of 88 in the summer, and the city gets 12 inches of annual snowfall and 44 inches of rain. Assisted living facilities typically have indoor and outdoor amenities and activities, letting residents enjoy pleasant weather and remain active during the cold season.

 

Paying for Assisted Living in Ballwin

 

In Ballwin, assisted living facilities charge approximately $4,100 per month for housing and care.

The Cost of Assisted Living in Nearby Cities

Assisted living residents in Ballwin pay $4,100 per month on average for services, which is affordable compared to the nationwide norm of $4,500 but significantly higher than the state average of $3,000. As a result, local care costs are high compared to those in most surveyed cities in the region. For example, in Springfield, seniors pay about $850 less for care than in Ballwin, and in Joplin, monthly costs come in nearly $1,300 below Ballwin’s norm. Similarly, in Cape Girardeau and Jefferson City, respective care costs are competitive at $2,538 and $2,075.

Ballwin

$4,100

Missouri

$3,000

United States

$4,500

Cape Girardeau

$2,538

Jefferson City

$2,075

Springfield

$3,250

Joplin

$2,805

The Cost of Other Types of Senior Care

Assisted living is a cost-effective alternative to most other senior care options in Ballwin, with rates for residential care coming in at $4,100. This offers significant monthly savings over in-home care and home health care costs, which average $5,482, as well as nursing home costs, which start at $5,627. For seniors seeking more economical care, adult day health care may be a favorable option, with fees coming in at $1,918.

In-Home Care

$5,482

Home Health Care

$5,482

Adult Day Health Care

$1,918

Assisted Living Facility

$4,100

Nursing Home Facility (semiprivate room)

$5,627

Note: Data for Ballwin was unavailable, so data for the nearest city, St. Louis, was used instead.

Financial Assistance for Assisted Living in Ballwin

Ballwin seniors can reduce out-of-pocket assisted living expenses with help from two Medicaid programs: the Missouri Medicaid Aged and Disabled Waiver and the Supplemental Nursing Care Assistance Program. Income and asset restrictions apply.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.

Financial Assistance in Missouri

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

Free Assisted Living Resources in Ballwin

Ballwin and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Ballwin, please visit our Assisted Living in Missouri page.

Assisted Living Laws and Regulations in Ballwin

 

Ballwin Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.

Assisted Living Laws and Regulations in Missouri

Reviews of Communities Nearby

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Mary

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Review of Brookdale West County

I had an in-person tour of Brookdale West County. I like the overall presentation. I had the opportunity to see the activities, the residents, and the rooms. It was very nice and plush. I feel like...

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Katie

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Review of Meramec Bluffs

Meramec Bluffs seemed clean and homey, but that's just a simple walkthrough tour. I didn't like it well enough to put my mother in there. There was no one at the front desk when I even got there...

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Patty

I visited this facility

Review of Brookdale West County

The only one I really thought would be the better place for my husband would be Brookdale West County. It was not as expensive as the others. Depending on the care that my husband would need, that...

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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