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The 5 Best Assisted Living Facilities in Anderson, IN for 2024

Located about 30 miles northeast of downtown Indianapolis, the city of Anderson is home to 54,765 people, according to the latest U.S. Census data. Approximately 9,857 of its residents are aged 65 and older, which is a higher percentage than the norm for Indiana and the nation. Anderson’s proximity to the state capital offers easy access to many senior-friendly services and infrastructure, and the city has its own valuable amenities such as a highly rated hospital and very low cost of living.

Seniors who need some help with daily living activities may opt to relocate to assisted living. These residential communities provide everything these older adults need, such as activities, meals, accommodations, personal care assistance and security. According to the Genworth Financial 2020 Cost of Care Survey, assisted living in Anderson costs an average of $4,645 per month, which is slightly higher than the average rates for the state and the United States as a whole.

This guide includes some pros and cons of choosing Anderson for assisted living care, cost comparisons to other levels of care and nearby cities as well as links to useful resources.

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Assisted Living Facilities in Anderson, Indiana

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What to Consider About Assisted Living in Anderson

The Indiana Department of Health’s Division of Long Term Care is responsible for licensing and regulating assisted living communities and other residential care facilities in Anderson and throughout the state. The Division conducts regular on-site surveys and investigates complaints to ensure these facilities abide by the state’s rules and regulations.

Benefits and Drawbacks of Assisted Living in Anderson

  • Anderson seniors have access to several major hospitals, including Community Hospital of Anderson and Madison County, which performs better than average in the treatment of heart and kidney failure, stroke, hip fracture, back surgery and COPD.
  • The overall cost of living in Anderson is very low — 29.4% below the U.S. average and 11.5% below the Indiana average. The most significant savings are seen in the median home cost, however, and this doesn’t translate to lower costs in assisted living.
  • Indiana is considered to be a moderately tax-friendly state for retirees. Income from Social Security is exempt from state income tax, and the average property and sales tax rates are relatively low.
  • Anderson is rated highly on the BestPlaces Comfort Index, with a score of 8.9 compared to the U.S. average of 7.8, which is an indication of more comfortable year-round weather conditions.
  • The cost of health care is 14.1% below the national average, although there are fewer physicians per person and Anderson’s water quality is relatively low.
  • Neither Anderson or Madison County are members of the AARP Network of Age-Friendly States and Communities. This doesn’t necessarily reflect negatively on the area, however, as membership only represents a commitment to improving senior livability over time.

Paying for Assisted Living in Anderson

The average monthly cost of assisted living in Anderson is $4,645, according to the Genworth Financial 2020 Cost of Care Survey. Indiana’s average cost is $263 less at $4,382 per month, and the nationwide average is $345 lower, at $4,300.

The Cost of Assisted Living in Nearby Cities

Most of the surveyed cities relatively close to Anderson have similar costs. Indianapolis has an average monthly cost that’s just $72 cheaper, at $4,573 per month, while in Kokomo the average is $4,516. Fort Wayne, however, is significantly more affordable, with an average cost of $3,503 per month.

Anderson

$4,645

Indiana

$4,382

The United States

$4,300

Indianapolis

$4,573

Fort Wayne

$3,503

Kokomo

$4,516

The Cost of Other Types of Senior Care

Adult day health care is usually the most affordable type of senior care, and while cost data is unavailable for Anderson, the statewide average is just $1,733 per month. In-home care costs average $4,099 and $4,481 for homemakers and home health aides, respectively. Assisted living communities are priced slightly higher than in-home care, at $4,645 per month. Nursing home facilities are the most expensive care option by a considerable margin, with average costs of $6,578 for semiprivate rooms and $7,452 for private accommodations.

Homemaker Services

$4,099

Home Health Aide

$4,481

Adult Day Health Care

0

Assisted Living Facility

$4,645

Nursing Home Facility (semiprivate room)

$6,578

Nursing Home Facility (private room)

$7,452

Financial Assistance for Assisted Living in Anderson

Indiana’s Regional Care Assistance Program (RCAP) helps seniors pay for the monthly cost of assisted living. The state also offers a Medicaid Waiver program, but it only covers costs for seniors residing in an RCF.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Financial Assistance in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in Anderson

Seniors and their family members and caregivers in Anderson can contact the following nonprofit organizations and government agencies that provide free aging-related programs and services in the area. Supportive resources range from transportation, legal advice and wellness programs to long-term care and financial options counseling for those wishing to relocate to assisted living.

ResourceContactService
Aging and Disability Resource Center(765) 759-1121LifeStream Services is a nonprofit organization and the designated Aging and Disability Resource Center (ADRC) for East Central Indiana. ADRCs connect seniors with aging-related resources in their area, such as wellness programs and transportation services. LifeStream also helps in the transition process for seniors relocating to assisted living facilities by providing personalized information on the options available, including potential funding sources at the local, state and federal levels.
Senior Law Project(317) 631-9410Madison County residents aged 60 and over may be eligible for free legal advice and representation through the Senior Law Project administered by the nonprofit law firm Indiana Legal Services. Residents of assisted living facilities are eligible for some services regardless of their age. The SLP focuses on family law, housing and estate planning as well as access to public benefits and other issues related to Medicare, Medicaid and long-term care.
Madison County Veterans Affairs Office(765) 641-9651The Veterans Service Office (VSO) for Madison County is located in Anderson and is open from 8 a.m. to 4 p.m. Monday through Thursday. Staff is available to help veterans and their eligible dependents apply for state and federal benefits that may help them pay for assisted living, such as VA pensions and Aid and Attendance pension supplements. Staff can also connect Anderson veterans with available services and financial assistance programs at the local level.

Assisted Living Laws and Regulations in Anderson

Anderson-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Assisted Living Laws and Regulations in Indiana

Reviews of Communities Nearby

Assisted Living

Amanda

I visited this facility

Review of Sugar Fork Crossing

Sugar Fork Crossing was clean, and they were friendly. It was well-kept. The staff who toured me was nice and informative. She showed us different rooms like the one-bedroom, the two-bedroom, the...

Provider response

Thank you so much for your glowing review on our senior living community!

Read more

Assisted Living

Darla

I visited this facility

Review of Sugar Fork Crossing

Sugar Fork Crossing was very nice. We were there when there was a storm going on and even as far as protection wise, they wanted to make sure that the clients, as well as the people that were there...

Provider response

Thank you Darla for visiting Sugar Fork Crossing and your kind review.

Read more

Assisted Living

Linda

I visited this facility

Review of Sugar Fork Crossing

I toured Sugar Fork Crossing and it was the nicest place I've ever seen. There were only a couple of people there that I met that took me on the tour and they were just wonderful. Everybody there...

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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