The 3 Best Assisted Living Facilities in Amsterdam, NY for 2024

Established in Montgomery County, Amsterdam houses locally owned shops and restaurants, as well as numerous parks for outdoor recreation. Due to its proximity to Albany, seniors have access to 3 assisted living communities and typically pay $5,269 per month for care. This lands higher than New York's statewide average of $4,580 and the national median of $4,500. 

Our directory below features 174 reviews reviews of Amsterdam's assisted living communities, offering an overall average rating of 4.35 out of 5 stars, to help readers navigate quality long-term care options aligning with their needs. 

The New York State Department of Health licenses and monitors assisted living communities in Amsterdam and across the state. It provides licensing applications and compliance resources for facilities, as well as a searchable facility map and directory that seniors and their families can use to explore local care options. 

• Amsterdam's cost of living falls 20% below the national median, offering average lower prices for housing, transportation and groceries. Single seniors in good health earning between $25,560 and $32,208 per year, depending on whether they're renters or homeowners, live comfortably in Amsterdam. Additionally, assisted living communities offer fixed monthly rates for services, which may help with affordability. 
• Amsterdam experiences warm, wet summers and cold, snowy winters, with average year-round temperatures falling between 14 and 80 degrees Fahrenheit. January presents the coldest weather, reaching a temperature high of 30 degrees Fahrenheit, but May to September features average daily temperatures of 70 degrees Fahrenheit or higher, providing pleasant weather for outdoor recreation. Assisted living communities also offer indoor activities and amenities during unpleasant weather. 
• Health care in Amsterdam costs over 8% less than the national average. The city also has 133 local physicians per 100,000 residents, which falls lower than the national norm of 210 physicians. However, the city houses St. Mary's Healthcare, an acute care hospital offering primary care and specialty services, including 24-hour emergency care and a mobile geriatric psychiatric outreach program. 
• New York exempts all Social Security retirement benefits and public pension income from taxation. Additionally, the state partially taxes and offers deductions up to $20,000 for retirement accounts and private pension incomes. Homeowners aged 65 and older meeting certain financial requirements may also be eligible for the Senior Citizen Homeowners' Exemption benefit, which reduces state property taxes by 5% to 50%. These benefits can help seniors supplement long-term care costs. 
• Amsterdam ranks in the top 74% of safest U.S. neighborhoods, with a violent crime rating of 1.98 per 1,000 residents. This falls lower than New York's statewide score of 3.13 and the national median of 4. Assisted living communities also utilize security measures, including video surveillance and emergency response systems, to enhance resident safety. 

Seniors in Amsterdam pay $5,269 per month on average for assisted living. 

Assisted living in Amsterdam costs $5,269 per month, offering care for about 15.1% more than New York's statewide average and 17.1% more than the national median. In New York, rates are higher than those in Amsterdam at $5,750, although they drop to $4,694 in Syracuse. Binghamton also offers a more affordable solution than Amsterdam at $4,597, as does Rochester at $3,775. 

Amsterdam offers multiple senior care options, depending on budgetary and lifestyle needs. Seniors can access assistance with personal care tasks, including dressing or bathing, in a residential setting for $5,269 per month with assisted living or at home with home care for a lower rate of $5,148. For 5.8% more than assisted living, home health care provides trained aides to administer skilled nursing services at home, while nursing homes carry a higher rate of $13,437 for 24-hour medical supervision and care in a semi-private room. Adult day health care presents the most affordable solution, offering daytime supervision and activities for $1,268 monthly.  

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New York page.