Questions About Home Care Payment

  1. Can I Get Paid to Be a Family Caregiver?

    Question - It's possible to get regular payments for providing care for a housebound family member, depending on the family member's income and assets, need for care, and the state he or she lives in. Public assistance programs in many states can provide payment directly to a low-income person who is determined to need in-home care...
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  2. Can I get compensated for my care giving duties for my father?

    Question - If your father has a low income and few assets, he might qualify for Medicaid . If so, a program run by Medicaid in your state might be able to pay your father directly to pay for his home care, which he could then use to pay you. In some states, this kind of cash assistance is possible even for...
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  3. Can my caregiving services help my grandmother with paying spend down for Medicaid?

    Question - It's possible. There are several ways you might get paid something for caretaking your grandmother. First, if your grandmother reimburses you for anything you spend that's directly connected to her medical care – having to do with her oxygen concentrator, for example – these amounts could count towatoward the $550 spend-down amount...
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  4. Will a long-term care insurance policy pay for home health care from a nurse practitioner?

    Question - A long-term care insurance policy can pay for the services of a nurse practitioner -- a nurse with advanced training -- under some circumstances. First, the policy has to cover home care. (Some policies, particularly ones issued in the 1980s, cover nursing home care but not home care...
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  5. Can Medicaid or Medicare provide part-time home care?

    Question - Medicare coverage for home care is extremely limited. In order to qualify for Medicare-covered home care, your mother must be confined to her home and have a medical need for doctor-prescribed skilled nursing care or rehabilitative physical or speech therapy...
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  6. What is meant by "medically neccessary" or under what circumstances will Medicare pay for long-term care?

    Question - Basically, Medicare covers only a short time of long-term care, and only under very strict rules. Medicare Part A can cover most of the cost of a rehabilitation stay in a skilled nursing facility, but only for a certain number of days following a hospital stay, and only for skilled nursing care...
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  7. What kind of wages should we expect to pay for in home care for my mother?

    Question - Care Aides' fees are somewhat dependent on your area of the country. Also, based on the level of training and job responsibilities. I was paying $12 an hour for the waking hours when both parents were alive at home. That included almost total care for my father and very little for my mother. She was pretty independent at that time...
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  8. Is there any financial aid for a child to quit their job and care for their parent?

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  9. Does my mother have to sign a home lien for nursing home care?

    Question - Short-term nursing home care is often covered by Medicare Part A. But this coverage kicks in only if she needs skilled nursing care as prescribed by a doctor, in a Medicare-certified skilled nursing facility, following a stay in the hospital of at least three days...
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  10. How can I get paid for taking care of parents?

    Question - There are two ways you might get paid for taking care of your parents -- in addition to your parents paying you directly. Depending on the rules in your state, you might be able to get paid as a home care aide if your parents qualify for the state's Medicaid program and Medicaid providing them with home care...
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  11. Does Medicare cover companion care?

    Question - Medicare only covers medical care -- it doesn't pay anything for non-medical companion care. One of the only situations in which Medicare pays for any kind of non-medical care is when it provides short-term home health care, which is primarily nursing care but can include a small amount of help with...
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  12. FAQ: Can I Choose My Home Healthcare Provider?

    Question - Usually, yes. Your treating physician or the hospital or nursing facility where you're a patient will probably refer a particular home healthcare agency. But if you know a different agency you'd prefer or are dissatisfied with the agency your doctor or hospital chooses (or with the particular nurses...
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  13. How much say do you have in choosing a Medicaid home care provider?

    Question - Home care covered by Medicaid is usually provided only by a Medicaid-certified home health care agency. The amount of and type of care provided, and paid for by Medicaid, is based on the Medicaid beneficiary's need -- there is no pre-set amount of home care...
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  14. Can I get paid to care for my parent in Florida?

    Question - If your mother qualifies for Medicaid, and Medicaid determines that she needs home care, you might be able to get some pay from Medicaid as her home care aide. But for you to get paid to provide that home care, you'd have to be certified by the state of Florida as a home care provider...
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  15. As a registered nurse, can I get Mom's insurance company to pay me for her home care?

    Question - Whether you can be paid, by private insurance, to care for your mother at home depends entirely on the terms of the insurance policy. The fact that you are an RN may make it more likely that you can be paid under some policies. The fact that you are the insured's daughter may make it less likely...
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  16. Is there financial assistance when a parent lives in my home?

    Question - You might be able to get some pay directly from the state for taking care of your parent if your parent has few assets and little income. Your parent might qualify for home care through Medicaid. But instead of getting that care from a Medicaid home care agency, it might be possible – depending on t...
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  17. Is there stair lifts Medicare coverage?

    Question - Medicare Part B covers different types of portable medical equipment and supplies for use in the home, but it does not pay for construction or installation of permanent equipment. So, Medicare Part B can cover the type of lift that is used to help a patient get in...
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  18. Will Medicare pay for a family caregiver?

    Question - Unfortunately, Medicare does not have any program to pay a family caregiver. Medicare has only limited coverage for home care, and when it does cover home care it does so through a Medicare-certified home health care agency. It does not pay independent caregivers, family or otherwise.
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  19. Does Medicare pay for hospital beds for home use?

    Question - Yes, Medicare Part B can help pay for a hospital bed and other "durable medical equipment." For Medicare to cover it, an item of equipment must be "medically necessary" and prescribed by a doctor, and it must be supplied by a medical equipment provider who is officially approved by Medicare...
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  20. Does Medicaid or Medicare cover a CNA to care for the blind?

    Question - Medicare and Medicaid are both set up to provide medical coverage, and unfortunately neither program provides much in the way of non-medical assistance with the activities of daily living (ADLs). However, Medicaid -- if someone meets the financial eligibility standards -- might provide very limited part-time assistance...
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  21. How does Medicare define "confine to home"?

    Question - A patient being "confined to home" is one of several requirements Medicare Part B sets for coverage of in-home care. For purposes of Medicare Part B coverage, confined to home means that the patient can't leave home without difficulty, and to do so needs the assistance of another person or of a medical device such as a wheelchair...
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  22. Does Medicare or Medicaid pay for home modifications?

    Question - The installing of a walk-in tub is a modification of a home that neither Medicare nor Medicaid usually covers. That's because it involves a physical change to the home, rather than the addition -- through purchase or rental -- of medical equipment or supplies, which Medicare Part B and Medicaid do cover...
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  23. Will Medicare pay for an ostomy nurse?

    Question - Medicare Part B home care coverage is extremely limited and probably will not cover regular visits from a nurse for any length of time. But it may cover a few short-term visits from a nurse from a home care agency who can show your mother how to properly and comfortably use her ostomy equipment and supplies...
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  24. Will Medicaid or Medicare Provide Coverage for Long-Term In-Home Care?

    Question - The short answer is that Medicare provides in-home care only in very limited circumstances for a short time, while Medicaid can provide long-term in-home care. Here are the terms under which both programs provide in-home care.
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  25. As a veteran's widow, what home health care benefit is Mom eligible for?

    Question - As the widow of an eligible service connected veteran, Mom may be eligible to receive VA Death Pension Benefits to help supplement the cost of in home health care services. Since there are a number of [criteria that may affect eligibility] (http://www.vba.va.gov/bln/21/pension/spousepen...
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  26. Are there programs available to help pay for home care?

    Question - You ask a question that is on so many people's minds. Unfortunately, there isn't one simple answer. A few factors to consider are if your in-laws are on Medicare or Medicaid. In some, limited, circumstances, Medicaid pays for home care. It's more complicated with Medicare, which rarely covers home care, but worth investigating...
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  27. Can I get paid to be a caregiver for my wife?

    Question - It's possible, depending on the total amount of your wife's disability benefit plus your retirement income, and on the amount of your assets other than the value of your home. If your joint income and assets are low enough, your wife might qualify for a state-run program where you live, which can provide...
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  28. Is there a program that will pay me to care for my dad if I quit my job?

    Question - In about 15 states, Medicaid runs a Cash-and-Counseling program that pays seniors directly to cover their in-home care. The senior can then use that money to pay anyone, including family members. You can learn more about it and similar options here and in this Caring Currents blog post. Your Area Agency on Aging may be able to advise you as well...
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  29. had to quit my job to take care of my mother,living off of...

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  30. What kind of financial aid programs are available to full-time caregivers?

    Question - You might find a little cash assistance if you and your husband have low income and assets. In that case, your husband might qualify for in-home care from Medicaid or similar state program. Until recently, he'd have to get that Medicaid in-home care through a certified home care agency...
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  31. How can I get financial help for things like a ramp and hand rails to accomodate my disabled mother who now lives with me?

    Question - If your mother has low income (only Social Security benefits, for example) and very low assets, she might be able to qualify for your state's Medicaid program. In addition to providing some regular home care for her, it may have a program that can help pay for safety or comfort improvements to her (in this case, also your) home...
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  32. How can I get paid for being a caregiver?

    Question - If either of the people you're caring for has low income and few assets (other than a home), he or she might qualify for a state-run program where you live, which can provide some payment directly for care in the home. The person you're caring for can then use this money to pay you.
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  33. Does Medicare pay for part-time home care?

    Question - The short answer to your question is no. If your mother’s injuries were severe enough to require elaborate dressing changes (i.e. more than basic ointment application and bandaging) then a nurse might be assigned for a temporary period of time and with her (possibly) an ai...
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  34. My husband and I are on social security- can I receive financial help for being my husband's full time caregiver?

    Question - It's possible that you could get some pay to care for your husband through a program run by your state's Medicaid program. If you and your husband combined have a low enough income to qualify, and you have few assets other than your home (which doesn't count), your husband might be eligible for Medicaid ...
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  35. Can my brother get paid for being a full time caregiver for our mom?

    Question - Since your mother's total income is so low, she probably qualifies for her state's Medicaid program (assuming she doesn't have much in savings or other assets other than her home). If so, that means she might also qualify for a state-run program -- if her state has one -- that can provide some payment directly to your mother for care at home...
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  36. Does Medicare compensate family caregivers?

    Question - No, Medicare doesn't pay anything to a family caregiver. But if an elder has a low income and few assets, he might qualify for Medicaid . If so, a program run by Medicaid in his state might be able to pay him directly to pay for his home care, which he could then use to pay a family member to take care of him...
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  37. Does Medicare compensate a full time family caregiver?

    Question - Medicare does not pay anything to a family caregiver. However, if your father has a low income and few assets, he might qualify for Medicaid . If so, a program run by Medicaid in your state might be able to pay your father directly to pay for his home care, which he could then use to pay you...
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  38. Can my husband receive payments from medicare or medicaid to help care for myself and my son?

    Question - Not Medicare, but possibly Medicaid. If your and your husband's joint income and assets (not counting your house or car) are both low enough, you might qualify for Medicaid . And if your son is receiving SSI, he is probably eligible for Medicaid...
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  39. Will we have to pay out of pocket costs for nursing home care for my grandmother who has Alzheimers?

    Question - Not necessarily. It's true that Medicare nursing home coverage is very limited. It pays for only a certain amount of the cost of nursing home care, for only a limited time, and only following a period of hospitalization.
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  40. FAQ: What Kinds of Home Equipment and Modifications Are Covered by Medicare, Medicaid, or the VA?

    Question - Excellent information on paying for medical equipment and home modifications. I would add that the limits for HISA grants have been raised to $6,800 for service connected disabilities and $2,000 for non service connected disabilities.
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  41. If Mom lives with me, will my income count on her Medicaid application?

    Question - The good news is that neither your income nor your assets would count toward your mother's eligibility for long-term care coverage in any state. For Medicaid medical coverage, Medicaid would consider only the amount of direct support your mother actually receives from you...
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  42. Would Medicare cover services recommended by an in-home evaluation?

    Question - If your mother's doctor orders an in-home evaluation by a home care agency, that evaluation would almost certainly be covered by Medicare Part B. But whether Medicare would cover any services the agency recommended, even if prescribed by your mother's doctor, is more complicated. Medicare coverage for home care services is very limited...
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  43. Should one use Medicare benefits to pay for home care before long term care insurance?

    Question - In the first place, you may not have the choice. The eligibility rules for Medicare home care are quite strict and the care is limited -- skilled nursing care, but only a very limited amount of personal care assistance. So, even if you qualify for Medicare coverage, you may need or want to use...
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  44. What kind of financial aid programs are available to full-time caregivers?

    Question - You might be able to get some pay directly from the state, for taking care of your mother, if your mother has few assets other than her house, and she has little income. If so, she might get in-home care from Medicaid. But instead of getting that care from a Medicaid home care agency, it might be possible...
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  45. Where can I find Medicare home health care eligibilty rules?

    Question - The eligibility rules for home health care under Medicare are fairly complicated, so it's a good idea to understand them well in order to get the most out of your coverage. Medicare publishes a booklet called Medicare and Home Health Care that explains the rules for Medicare home health care eligibility and covered services...
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  46. Is there a program in Kentucky to help pay for assisted living?

    Question - Medicaid in a few states covers residence in an assisted living facility, but not in most states. And apparently not in Kentucky. According to the Kentucky Department for Aging and Independent Living (DAIL) Web page on assisted living in Kentucky, neither Medicaid nor any other state program covers assisted living in that state...
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  47. How can I get paid for caregiving?

    Question - You have a few options if you want to be paid as your mother's official caregiver, but unfortunately none of them will offer you much money or a realistic alternative to your current full-time job.
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  48. Does the Department of Veterans Affairs seek reimbursement for a veteran's nursing home care?

    Question - The VA won't seek reimbursement from your father's estate for VA-sponsored nursing home care. Whether the state seeks reimbursement is more complicated. If your father lives in a private or state-run nursing facility, rather than in one actually operated by the VA, there may be costs in addition to what the VA pays...
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  49. I would like to know how to get paid to be a caregiver for parents?

    Question - That depends on your parent's income more than on yours. If your parent has low income and few assets (other than the house your parent lives in), he or she might qualify for Medicaid . If so, a program run by Medicaid in your state might be able to pay your parent directly for care at home, which...
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  50. I am POA but my brother has basically taken control of mom's house. What can I do?

    Question - As the agent for your mother pursuant to her Durable Power of Attorney, you are in a position to exercise control over the real estate on her behalf. I am assuming that your mother owns the home and therefore you are authorized to act on her behalf in regard to this home. You indicated that your brother is not "actually a tenant...
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  51. Does Medicare cover in-home care and how much does it cost?

    Question - My husband has heart problems, falls a lot, has kidney and other medical problems. He is unable to bathe, do his medications, cook and walk any distance. I take care of these things now but should I get ill or for any reason be unable to do these things, he might need someone to come in and stay daily to help him...
  52. Can Medicaid take your home to pay for nursing home care?

    Question - She may be confusing the Medicaid program (covers long-term nursing home care that could last for years) with Medicare (limited to just a few months in a nursing home, at best). Medicare would make no claim on her home, so you only need to be concerned about Medicaid...
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  53. Does Medicare do estate recovery for nursing home care?

    Question - I will assume that the house was transferred from the estate of the last to die of your parents to a trust for the benefit of you and your brother. The key question now is what kind of trust is it? Trusts come in many different variations...
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  54. Does Medicare Part A help pay for home health aides for dementia patients?

    Question - Does Medicare Part A pay anything on in home health aides for dementia patients to help with bathing, etc.
  55. Do I need to be Medicaid certified to provide home care?

    Question - As a home care agency providing personal assistance, do you need to be accredited by CHAP or the joint commission to be certified? Do you need to be Medicaid certified before you offer care at home for a Medicaid patient?
  56. Can my grandmother get a safety bath tub from Medicaid?

    Question - Your grandmother can get special bathing equipment paid for by Medicaid if Medicaid provides her with home health care services. That means she has to meet her state's Medicaid requirements for nursing facility or home care. These requirements usually include the inability to perform, without assistance...
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  57. Can I get paid to be Dad's caregiver if I am on Social Security Disability and Medicaid?

    Question - You've got a tough and complicated situation that involves several different government programs, so let's take them one at a time. First, let's look at who's going to help pay for your father's care at home. Medicare will only pay for short-term home care while he's recovering, and only if he meets certain qualifications...
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  58. How does she document the pay she receives from him for caregiving?

    Question - There are a number of different Veterans Benefit Programs, but I will assume that your mother's ex-husbnad is seeking Veteran's Aid and Attendance Housebound Benefits. As such he must have less than $14,457 of countable income annually. Total annual health care expenses are deducted from his total...
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  59. Does Medicaid Cover Long-Term In-Home Care?

    Question - All states provide some kind of long-term care for certain people, including the elderly, who live at home and who would require nursing home care if they didn't receive these services. These programs aren't technically part of Medicaid but are funded by Medicaid through waivers of normal Medicaid rules...
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  60. Is home health care part of the Medicaid waiver program SOURCE?

    Question - Yes, home health care is a fundamental part of the SOURCE (Service Options Using Resources in a Community Environment) program. The specific rules of the SOURCE program are slightly different in each state that has it. But the main purpose of SOURCE is to help frail seniors live at home or in a personal...
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  61. Will Medicare and Medicaid cover overnight in-home care after a lung transplant?

    Question - After a lung transplant will Medicare or Medicaid pay for a caregiver for the night shift or all 3 shifts?
  62. Can Medicaid help while we get guardianship?

    Question - Depending on the rules of Medicaid applications in your state, your mother-in-law (as spouse) may be able to file an application for Medicaid on behalf of your father-in-law, even before guardianship is completed. However, even assuming that Medicaid is willing to process the application without guardianship...
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  63. Will Medicare or Medicaid help with my wife's Alzheimer's care even though we're not of retirement age yet?

    Question - Do not give up hope as there are options. Medicare and Medicaid are only a part of the possible care for a person with Alzheimer’s. After your wife has been receiving Social Security disability payments for 24 months, your wife will be eligible for Medicare benefi...
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  64. How can you get someone to take over conservatorship or guardianship?

    Question - It’s unclear whether or not your caregiving friend has been appointed the legal guardian or conservator for the man you describe, but either way, she should get relief from her duties through the local probate court.
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  65. Will Medicare pay for post-stroke in-home care for a 49 year-old?

    Question - Hello,
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  66. Can a widow's pension be protected from nursing home costs?

    Question - If your mother's nursing home stay is covered by Medicaid, her Social Security payments are automatically used to help pay for her care. If she also gets a veterans pension, that money, too, goes into the pot of total monthly income used to pay for her nursing home care.
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  67. Need help with my husband but can't afford anything, what to do?

    Question - I have been my husband's primary caregiver for years. He is 88 and I am 72. It is starting to get difficult for me to lift him and bathe him and with his dementia he gets very angry and out of control. Medicaid assistance only comes a couple of times a week for an hour, but I would like for someone...
  68. Is there a way of still getting paid to take care of dementia parent from Medicaid?

    Question - Many state Medicaid systems have a program that allows a Medicaid beneficiary like your mother to stay at home and receive paid home care from a family member. These family caregiver programs, sometimes called Cash and Counseling or similar name, can pay you an hourly rate to care for your mother if she qualifies for home care from Medicaid...
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  69. I am disabled. Will Medicare pay somebody to assist me in my daily chores?

    Question - I have a problem with my L3,L4 & L5 for almost 8 years. Now I can't stand up, walk and move around w/out assistance. I need help in bathing, dressing up, cooking and other regular house activities.
  70. What financial help is available for caregiver who had to...

    Question - Because your mother's assets are almost gone, and assuming she doesn't have much income, she may be eligible for a program that pays her for home care, which she can use to pay you. Here's how it works.
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  71. How can my husband be paid to take care of me 24/7? I am schizophrenic.

    Question - Because you qualify for Medicaid, there may be a program in your state that can pay you directly for in-home care, which you could then use to pay your husband to provide that care. Normally, for someone on Medicaid who qualifies for regular home care, Medicaid provides it through a certified home care agency...
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  72. Can a medical care team legally determine someone is unable to return to home care because they are a "threat" to society?

    Question - You can take your mother home to care for her if she’s not a danger to herself or others at the time of her discharge. If you’re capable and responsible, it’s unlikely hospital staff would prevent you from taking her, in any state in the c...
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  73. How many hours of in-home care can we expect to receive through Medicare?

    Question - My mom who is 86 years old and needs 24-7 care has Medicaid and Medicare. We need to have her home health care increased so that we can move her out of a rehab center, how many hours of in home care can we receive.
  74. Will Medicare help my client pay my salary and secondary insurance help pay for his care?

    Question - Medicare home care coverage is limited in a number of ways. First of all, the patient must need, as prescribed by a doctor, part-time skilled nursing care or rehabilitative physical or speech therapy. Also, care is only covered by Medicare if the patient is confined to home while recovering...
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  75. Can you be evicted from a long term care facility?

    Question - This is a great question. If your loved one resides in an assisted living or independent apartment and becomes unable to pay the bill, and if family cannot step in to cover the cost, he or she will be asked to leave. If he or she does not leave, the facility may begin the eviction process.
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  76. Can I get paid to be a caregiver through Medicare and Social Security?

    Question - Neither Medicare nor Social Security has any program to pay a family caregiver for long-term daily care. However, in some states there are programs that can pay family caregivers to care for their loved one at home. There are several restrictions on eligibility for these programs, however...
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  77. How do I become a Medicaid paid caregiver?

    Question - The state can only pay you if it's paying benefits to the woman you're caretaker for. If the woman you take care of gets Medicaid benefits and qualifies for home care, you might be able to receive payments from Medicaid. But you can receive such payments only if you're a certified home care provider...
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  78. Why does Medicare not cover in home care?

    Question - If it is "medically necessary" to have in-home care for AD patients why does Medicare not cover it?
  79. How can I convince my mother's doctor to keep her out of a rehab facility?

    Question - This is a little hard to answer without having more details, but a few things come to mind. Have you tried an honest and direct talk with your mom's doctor, expressing your observations about her prior experience in rehab? Are there other family members who can join you at this talk, offering their support...
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  80. Will Medicaid pay for my dad's ventilator and skilled nursing care in my home?

    Question - The answer probably depends on how much actual skilled care he needs. Medicaid coverage varies from state to state. But in all states, the extent of home care Medicaid will cover is far less than what is provided -- and paid for by Medicaid -- in a nursing home...
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  81. How does a care agency process bills when the elder has long term care insurance?

    Question - That depends on the terms of the insurance policy. Some long-term care policies specify that the insurance company will pay home care benefits only if the care is provided by a licensed home care agency. In that case, the insurance company and the care agency arrange for payments to be made directly to the agency...
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  82. Can I get paid for taking care of my disabled partner?

    Question - Can I get paid for taking care of my disabled partner?
  83. How can we avoid selling house to pay for care?

    Question - They probably mean that Medicare will no longer pay for her nursing home care. One thing you could do is to use some of her remaining savings to prepay her funeral and burial expenses. She'll then have to use her savings to pay for the nursing home until she's down to less than $2,000 in cash...
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  84. Is there a program in Iowa that will pay you for taking care of a family member?

    Question - Many states have programs that can pay a family member to take care of a frail senior at home. These family caregiver payment programs -- often called Cash and Counseling but sometimes another name -- directly pay low-income seniors who would otherwise qualify for Medicaid coverage from a home care agency...
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  85. How do I get my husband signed up for Medicare Part D?

    Question - You'll save a lot of money when you get your husband signed up for a Medicare Part D plan. A Part D plan pays most of the cost of drugs included in the plan's coverage list (called a "formulary"). Most people pay a monthly premium, yearly deductible, and a copayment for each drug, and there's a gap in their coverage during which the plan pays nothing...
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  86. Will Medicare cover a stair lift?

    Question - Medicare Part B covers many types of what is called "durable" medical equipment for use in the home, but it doesn't pay for construction or installation of permanent changes to the actual physical structure. So, Medicare Part B regularly covers the type of lift -- moveable and temporary -- that is used to help a patient get in and out of bed or a chair...
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  87. How long is Medicaid's look back period?

    Question - It's either 3 years or 5 years, depending on when the transfers were made. The Medicaid "look-back" rules have to do with whether giving away assets, or transferring them for less than full value, will disqualify your mother from Medicaid coverage of her nursing home costs...
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  88. What happens to a single person's house when leaving it for a nursing home?

    Question - If your father or your family is personally paying for his nursing home care, he can do whatever he wants with his house – sell it, give it away, keep it and rent it out. However, if he keeps it or sells it, the value of the house will be counted against his potential eligibility for Medicaid coverarage of his nursing home costs...
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  89. What type of financial assistance can we get my mom so we can maintain the family care she is currently receiving?

    Question - One option you have is to apply for Medicaid to pay for some home care. Hawaii does have a program where Medicaid will pay to keep a senior at home rather than go to a nursing home. This is called a "waiver" program. Depending on the rules in your state, there will be a limit to the number of hours/day and days/week that Medicaid will cover...
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  90. Does Medicare pay for home health aides?

    Question - Medicare Parts A and B will cover home health services such as nursing care or other therapy on a part-time or intermittent basis for people who are eligible for home health services. Home health aides typically provide help with basic tasks such as bathing, using the bathroom, and dressing and are not usually covered by Medicare...
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  91. My husband is on SSDI and on Medicare and is in a skilled home. Should I divorce?

    Question - The more money i make as his spouse the more i pay out out my pocket for skilled nursing and medicare pays less. I cannot get ahead financially. Should i get a divorce?
  92. Are children's finances considered when their father qualifies for Medicaid?

    Question - It sounds like you mean a long term care nursing home, not foster home. Your father's eligibility for Medicaid for coverage of his long term care in a nursing home depends on his income and assets. If he has low enough income and few enough assets, Medicaid can cover the entire cost of his nursing home care for as long as he needs it...
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  93. I'm hiring a relative for care. Does Medicare pay for some of the care for my relitive if I've already hired home health aid with other insurance?

    Question - Does medicare pay relative if hired for in home health care with other insurance?
  94. Medicare Insurance coverage was denied for my husbands care. What can we do?

    Question - Six years ago my husband was discharged from a hospital totally paralysed, 100% mentally alert on a vent with a peg tube for bolus feeding, hydration and medicines. It was preferred he enter a sub acute facility but the nearest in our state is 450 miles away...
  95. The nursing home won't send insurance the paperwork and instead sent Dad home against the doctor's advice!

    Question - My mother placed her husband in a nursing home after a fall as per his doctor's orders. He falls all the time and had dementia. The facility placed him in the short term rehab unit assuming he would go home. His regular doctor said he would sign all the necessary paperwork to keep him at the facility...
  96. Can my parents access a nursing home without a hospital stay?

    Question - check again with the source where you heard that, because Medicare Part A coverage for inpatient skilled nursing or rehabilitation facility care has strict rules requiring a prior hospital stay. In order for Medicare to cover an inpatient stay in a skilled nursing or rehabilitation facility, admission...
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  97. Why would Medicare "kick" my mother in law out of a nursing home over tests?

    Question - This is a similar problem to the one we are currently having with my elderly aunt. She has been diagnosed with Alzheimer's. This is how it works with Medicaid - she can stay in the nursing home under "self pay" (meaning SHE pays all of her expenses) until her personal finances reach $6,000 (enough left...
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  98. How can my parents keep their home but pay for care?

    Question - My father in law is 68yrs old, has advanced dementia/Alz., severe bipolar disorder, diabetes and cardiac disease. He currently lives at home with my mother-in-law who is in good health and also 68yrs old. They have a 24hr in-home health aid that she pays roughly $5000/month for and is going broke...
  99. Does Medicare cover home health services?

    Question - People with Medicare are covered for home health care services if they meet all of the following conditions:
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  100. Does Medicare cover long-term care and skilled nursing care?

    Question - Generally, Medicare does not pay for long-term care – a term used to describe non-skilled personal care such as help with activities such as bathing, dressing, eating, getting in or out of bed, and using the bathroom. It does pay for medically-necessary skilled care, which is usually available for a a short time after hospitalization...
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