I want to hire my grandmother's care giver independently. Somehow we want to cut out the registry, because they are pretty much "price gouging" us. Does any one know specifically how to you give your care giver workmen's comp? And how do we take care of her taxes, and social security? Thanks..
-Greg, CA
My guess, and I'm absolutely no expert, is that they work as a contractor for you and assume their own risks - you pay them and they take care of taxes and such like that. I'm not sure about things like worker's compensation for injury, though. You'd be best to talk to an accountant, perhaps, who could advise you on those sorts of costs and requirements. Good luck!
http://www.caring.com/questions/tax-responsibilities-hiring-home-health-aide
This link will give you some info on hiring an independent caregiver. We were lucky to be able to hire my dad's caregiver separately from the agency she works for. He couldn't afford $7700/month for 24/7 care. The agency owner was sympathetic to his situation, and also realized how much she and my dad had bonded in their time together. She was also instrumental in his initial stroke recovery. After my dad paid agency rates for a couple weeks, we were able to hire her "off-contract" as an exception to their policy. I believe most agencies state in the contract that you can't hire their caregivers separately for a period of time. Good luck to you, hope you work it out quickly!
NewMexicoTam is right, at least in California and with the agencies we've used. First, your contract with the agency probably says that you have to pay a large fine if you hire the caregiver away from them. Second, you must pay social security taxes for a person who works in your home for more than some trivial hours per month or quarter. DO check with an accountant about the taxes, and re-read your contract with the agency.
In any case, if you decide to hire a caregiver directly, consider using a service to manage the taxes. My father went crazy trying to handle the CA state paperwork himself for my mother's caregiver, and later when he needed care we used a company called Breedlove (www.breedlove-online.com).
Thank you so much...all of the above is really helpful. I found out that you can get some kind of workmen's comp through most home owenrs insurances.....and the tax issue, like you all said, is quite complicated. Nevertheless, I will work everything out...Thanks again.
I took care of my mom who died of Lou Gehrig's Diease (ALS) in 1999. After she passed away, we moved to a large city and through the agencies I worked for had a clause in the contract you sign with them at the start of services that could state "you are not allowed to hire a caregiver directly without our written consent and approval for at least 6 months to a year due to los of wages to the agency." If you are wanting to hire the caregiver directly you want to make sure the agency does not have a clause in the contract you signed with them. Some companies may use this against you and demand reimbursement for lost of money. Im just saying this because i have worked in this filed for 25 years and own a home health care agency myself and have seen cases like this. Please make sure you have permission in writing with the agency and the caregiver you are wanting to hire. I would hate to see good hearted individuals getting hurt for doing the right thing for their loved one. I hope this helps. Take care.
My wife and I starting taking care of her grandfather recently. We both work full time and couldn't do it alone. We hired an independent caregiver through referral and have been extremely happy! I run a business of my own and very familar with the tax, insurance, payroll, etc. I would recommend doing like we did, which is hire them as an independant contractor. All you have to do is keep track of each caregivers hours and pay them with a personal check. It is then up to them (the caregivers) to handle the personal income taxes, insurance, etc. I would also recommend www.mycaregiverscompanion.com They have a simple, easy to use caregiving system to help ease the burden of caregiving and keep you in the loop as to how your loved one is being cared for. This was recommended by our caregiver and has been a godsend! Hope this helped and God bless.
Does anyone know how much to pay for an Independant Caregiver if she or he does a 24 hour, 4 night sleep over? What about a 12 hour shifts 7 days a week? I dont want to under pay anyone. I know that they work extremely hard for my loved one through an agency. However, the agency gets over 50 percent of the fees. Id wish that the caregiver was compensated more. Please help. Thank you for your replies in advance!!
nybor, i am sure it all depends on what state/city you are in. i can tell you that my friend does 3 12 hr shifts per week for a couple, one of which has alzheimer's and she makes $20 per hour. i have another friend who is an independent (cash only) caregiver who charges $15/hr no matter how long he stays. good luck! i doubt they will let you underpay them unless they are really in need or desperate.
Another option for some of you is to find a caregiver who also needs a place to live. We did that with my grandfather and were able to save some on the pay because the caregiver got room and board. Plus, we felt secure knowing someone was around at night in case he needed something. Not everyone wants this, but in the right situation is can work well.
I'am wanting to become a provider for my Dad to take care of him. Does anyone know how to get a number?
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