'advice please on free legal advice' posted by cowboy @ {post.created_at.to_s(:post_time)}

cowboy — Wed, 01 Jul 2009 16:16:43 -0000

You can call the following:

HUD 1-800-569-4287 This is the HUD counseling office

For government information go to: www.yourhome.ca.gov [ca.gov] (if in CA)

www.FTC.gov [FTC.gov] or (887)FTC-HELP

HOPE - Center for Foreclosure Solutions, a community-based organization that is available to assist consumers facing the threat of foreclosure. 888-995-HOPE or www.995hope.org [995hope.org]

Or, contact your state's attorney general's office, dept of real estate, and/or dept of aging.

Have you tried calling their lender to see about a loan modification if they still owe on their loan? You can negotiate your own loan modification with the lender. Do not pay a company to do this for you because these companies are usually scams. Check with the local BBB if you decide to. Most of these companies have you pay up to $3,000 for a loan mod and then don't do anything. If their house is paid for then you can check to see about a reverse mortgage but be sure you check the company out first with BBB, Consumer Affairs, or Attorney General's Office. But I would call HOPE first and go from there.

Good luck.

'advice please on free legal advice' posted by Anonymous @ {post.created_at.to_s(:post_time)}

Anonymous — Sun, 21 Jun 2009 01:39:43 -0000

my parents are aging and disabled and are in a position to almost be foreclosed on is there any free legal advice they can get to try and save their home? They are both on social security benefits with very little income

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