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I totally agree with you Schafer! But until that doesn't happen for us, we have to live on with what is available. The name Mortgage always scared me for the last three years so when I first heard of reverse mortgage I was really afraid. Who should I trust? But after months of research I finally found someone honest to help me with my own reverse mortgage! If anyone is out there with the same doubts I had, check their simple and resourceful website! www.reversemortgagelendersdirect.com !
Here's another idea: fix America's LTC system before it's too late. Give Medicaid back to the poor, put Medicaid planners out of business, and unleash the potential of private financing alternatives like insurance and reverse mortgages. The moral: save, invest and insure all you can, especially for long-term care. Because LTC is what you'll need as Medicare pays less and less for fewer and fewer acute care services just to stay in front of the grim fiscal reaper.