Paying for Cancer Care: What to Do When Insurance Says No

Hi 65522, Thank you for your question. Sorry to hear about your friend's father, that sounds like a really rough situation. One place you may be able to find an answer is in our Ask & Answer section: http://www.caring.com/ask Good luck, I'll keep your friend's father in my thoughts. -- Emily

My friend's dad has cancer and the insurance is refusing to pay, is it legal to just let him die. What should I do??? HELP!!!

Many cancer patients aren't aware of an additional option for obtaining funds for treatment. It's called a "viatical settlement". Through a viatical settlement, you can sell your life insurance policy to a licensed financial institution for a lump-sum of immediate funds. The benefits are typically tax free and can be used however you please, including to pay for medical expenses, living expenses, or simply to enjoy life. Please contact me or visit my company's website at www.mypolicyoptions.com to learn more. Our company has helped countless cancer patients obtain funds in their times of need. While you're fighting cancer, we'll be fighting for you.

Honestly, if one were to look at medical insurance as an industry, it has been highly effective at making sure that their assets are protected before they go ahead and cover anyone. The only way that you can fight an medical/health insurance company is through the legal route. Most people end who are not treated fairly end up loosing faith and give up on the situation, simply because legal help is priced so far out of their range that they simply just don't have access to the justice system. For those of you who are being taken for a ride by a medical insurance company, I would take a look at the following information about a company that is helping millions of people across the U.S take a stand against situations like this. Follow the link for more information if you wish. http://www.prepaidlgl.net/

The only patient solution to such a health care mess is for patients to seek the expertise of experienced organizations such as Cancer Care Denial Appeals. Their website is most helpful and has a good list of resources. www.cancercaredenial.com

This is your real "Death Panels".

Thank you, VERY true. It makes my blood boil to think how many people to not challenge their insurance company's bad decision, whether out of intimidation or exhaustion or from simply not knowing that they CAN challenge it. And what is worse, counting on their customers' lack of sophistication is part of the insurance companies' business plans.