Barbara Steinberg
Caring.com Expert
- About
Barbara Steinberg is a certified financial planner, a certified estate advisor, and founder of BSA Advisors, a financial planning firm for senior citizens.
Recently Published on Caring.com
Tuesday July 15, 2008
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Answer - If I claim my mother in my taxes, do I have to claim her income?
If your parent gets over $3,400 in pension or other income, you can't claim them as a dependent on your taxes.
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Answer - Can my mother give tax free gifts to her grandchildren?
Everyone can gift up to $12,000 per year to as many people as they wish and not have to file any gift tax returns or report it anywhere else.
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Answer - Should I get a reverse mortgage or a bank loan for my elderly folks?
For some seniors, reverse mortgages make more sense than a traditional bank loan as a way to get cash.
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Thursday July 10, 2008
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Answer - Do You Have to Be Bankrupt to Get Medicaid?
Can insurance or Medicare or Medicaid require my parents to bankrupt themselves to qualify?
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Thursday June 12, 2008
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Answer - Should I take Medicare Part B even though I still work full-time and have health insurance from work?
Advice on Medicare Part B for people with employer-based insurance.
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Tuesday May 27, 2008
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Answer - Are reverse mortgages available if there is a tax lien?
Answer to: can you get a reverse mortgage with a tax lien on the property?
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Answer - How do I reflect my mother's Medicaid coverage and nuring home costs on her tax form and is she eligible for the rebate?
Answer to: how do I reflect my mother's Medicaid and nursing home expenses on my mother's taxes?
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Answer - Are there loans available for senior citizens on section 8?
Are there loans available for seniors on Section 8? Yes, section 8 homes can qualify for FHA-insured mortgages.
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Answer - Should my parents keep Medicare and private insurance?
You need to evaluate the true cost of Medicare versus out-of-pocket costs before dropping Medicare.
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Answer - I am 53 with no insurance. Where do I go for help?
If you're disable and don't have health insurance, you may get coverage through two Social Security insurance programs.
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Sunday May 18, 2008
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Answer - Who are the best long term care providers and reverse mortgage companies?
Answer to: who are the best long term care insurance providers and reverse mortgage companies?
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Answer - What are annuities and do they make sense for someone over 80?
What are annuities and do they make sense for someone over 80?
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Answer - How does retiree health benefits work when you move out-of-state?
How do retiree health benefits work when you move out of state?
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Answer - How do we buy a house back that had a reverse mortage?
My grandmother took out a reverse mortgage on her house before she died. How do we buy the house back?
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Sunday May 11, 2008
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Answer - Should we get a home equity line of credit in order to pay for nursing home care until my parent's home is sold?
Should we get a Home Equity Line of Credit to pay for my parents nursing home care while we wait for their home to sell?
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Monday May 05, 2008
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Answer - Having limited resources, how do I get into a nursing home?
Having limited resources, how do I get into a nursing home?
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Friday May 02, 2008
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Answer - Where can I get financial assistance for monthly expenses we...
A list of state and federal programs that offer financial assistance.
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Sunday April 27, 2008
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Answer - Siblings disagree over selling parent's house
Do I have any rights as a sibling? My sister has power of attorney and wants to sell my mom's house in New York.
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Answer - When property is held jointly and one party enters a nursing home, what is the financial responsibility of each party?
When property is held jointly and one party enters a nursing home, what is the financial responsibility of each party?
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Tuesday April 22, 2008
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Answer - Can my mother do a reverse mortgage on our home?
My mother took out a reverse mortgage on our home.
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Answer - How do we handle paying taxes on my deceased mother's estate?
My siblings and I will be co-owners of my deceased mother's home. Do we need to worry about her taxes?
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Answer - My father is withdrawing money from his accounts but can't remember where he's spending the money. What can I do?
My father is withdrawing money from his accounts and cannot account for where he spends it.
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Answer - How does a reverse mortgage affect the equity 5 to 10 years down the road?
How does a reverse mortgage affect future equity?
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Monday March 31, 2008
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Question - Can my mother do a reverse mortgage on our home?
I am 51 and co-own my mother's home. Can she take out a reverse mortgage?
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Monday March 24, 2008
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Answer - How do I get into a nursing home with limited resources?
How do I qualify and pay for nursing home care having only very limited resources?
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Answer - Is there any financial aid for a child to quit their job and care for their parent?
Is there any financial aid or support for an adult child who has to quit their job to give full-time care to an aging parent?
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Answer - Who is responsible for paying for my mother's care?
Who is responsible for paying for my mother's care, her second husband or her children?
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Saturday February 16, 2008
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Answer - Does the Veterans Administration have any claim on my parent’s estate?
The VA's nursing home programs include VA-operated...
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Monday January 28, 2008
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Answer - What are reverse mortgages?
An explanation of reverse mortgages.
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Friday November 16, 2007
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Answer - How do we decide between a reverse mortgage for my father or a personal loan from me?
Loans between family members are always fraught with...
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Monday September 24, 2007
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Answer - How can I help my mom, who has chronic pulmonary disease, from across the country?
Medicare Part B covers durable medical and oxygen equipment...
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Answer - What are my responsibilities if I hire a home health aide?
Most home health aides are considered employees of...
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Wednesday September 12, 2007
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Answer - What are the risks with reverse mortgages?
The bottom line is there are very few risks with these...
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Monday September 10, 2007
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Answer - Am I responsible for my parent's debt?
In a word: No.
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Thursday September 06, 2007
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Answer - Will Medicaid or Medicare help pay for my mother's long-term care?
Medicare and Medicaid serve two very different purposes...
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Answer - Is a Medicaid annuity a scam?
While it may not be a scam, the purchase of a Medicaid...
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Answer - With both my parents in the hospital, how can I pay their bills?
If your parents aren't incapacitated, the simplest...
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Answer - What help is available to pay for prescription drugs?
Since your husband is 65, he qualifies for Medicare...
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