Paying for Care

Questions and Answers

1. Will Medicare pay for TMJ surgery?

   - Will medicare pay for TMJ surgery (which I am told has to be...
   1 Expert Answer, 1 Community Answer

2. What is the average cost of assisted living in Westchester County in NY state?

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3. How do I compensate a sibling who is the primary caregiver for our parent?

   - Can you recommend any resources to guide a family in deciding how to compensate the sibling who is doing most of the caretaking? This sibling if often a woman, and as we all know, taking time from work affects women's longterm earnings capacity. Our family is in this current situation. Thanks for any advice...
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4. Should we get a home equity line of credit in order to pay for nursing home care until my parent's home is sold?

   - Is it best to get a home equity line of credit to pay my parent's bills until their home sells? A home equity line is a good option if they qualify.
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5. My Father is currently on Dialysis and has had Renal failure...

   - My father is currently on dialysis and has had renal failure and he has heart challenges and high blood pressure and diabetes. He's 78 and though he's very sick he still keeps his head up. He is currently living in a nursing home and I wanted to know what are my options for bringing him home to live with me even though he needs 24-hour care...
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6. Can my sister get paid to care for my mom and sister?

   - My dad died 3 years ago. My sister lived in a different state.She moved in with my mom. Two years ago my mom had esopogus cancer. She is 84. She had the surgery and they got. My sister and I took care of her at home. My sister worked second shift while I stayed home. She had to quit her job...
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7. Can we pay my sibling to care for Mom?

   - Mom had a stroke and is now unable to live alone. She wants to stay at home she must have 24/7 help. If this is one of the siblings is it appropriate to pay them (as we would a service) to live with her under a personal care agreement? If she then depletes her money and has to "spend down" will the money paid for her care have to be paid back...
   1 Expert Answer, 2 Community Answers

8. Can I apply to for aid on Mom's behalf?

   - I am helping my mother, which has been turning into a full-time job. I just got a part time job, we are both broke, and then I heard we might get her some kind of assistance to help her pay me for my time, instead of paying a stranger, or being alone while I work somewhere else...
   1 Expert Answer, 1 Community Answer

9. Does long term care insurance cover the costs of a certified nurse aide (CNA)?

   - My mother has long term care insurance that will pay for a CNA home health aide. I understand that a private duty aide will be classified as an employee, and as such, I will, as POA for mom, need to make withholdings for federal and state taxes, but I don't know the procedure or who to contact to get this set up...
   1 Expert Answer, 1 Community Answer

10. Where do I start caring for my aunt?

    - I have an elderly aunt that has no children, spouse or income. She needs my assistance and I do not know where to begin to help her. She is 87 years of age, had a terrible fall and broke her arm. She has a bag and needs assistance, cannot live in her home but cannot afford to live in a retirement facility...
    1 Expert Answer