Long Term Care

Questions and Answers

1. where do I begin when the time comes to put a parent in a...

   - Where do I begin when the time comes to put a parent in a long-term care facility?
   1 Expert Answer, 1 Community Answer

2. I want to care for my mother in law, but her other children say no. What can I do?

   - My mother in law has dementia, and due to her helping us raise our kids and being a 'mom' to me, I feel obligated to care for her. However, I am self employed and if my working hours are cut too much in caring for her, I might not have any work left when she passes away...
   1 Expert Answer

3. What can I do if my mom's nursing home is mistreating her and I live out of state?

   - My mother moved into a nursing home about a year ago. Lately she's been complaining of mistreatment and neglect. I live in another state. How do I assess the situation, and if there really is a problem, what's the best way to intervene?
   1 Expert Answer

4. How do we decide between a reverse mortgage for my father or a personal loan from me?

   - My father is considering a reverse mortgage to help with monthly expenses, but, as his daughter, I'm concerned about losing equity in our family home. I'm considering offering him a personal loan of about $50,000 so that he won't take this step. What should we consider before conducting this type of transaction within the family...
   1 Expert Answer

5. What are restrictions on immigrating parents to the US for long term care?

   - Advice on moving aging relatives to America. Finding culturally specific senior housing.
   1 Expert Answer

6. Who are the best long term care providers and reverse mortgage companies?

   - Who provides the best long term care and the best reverse mortgage? Finding the best long term care and reverse mortgage for you takes some research.
   1 Expert Answer

7. What are annuities and do they make sense for someone over 80?

   1 Expert Answer

8. Should one use Medicare benefits to pay for home care before long term care insurance?

   - Should one use Medicare services first to pay for in-home care, such as meal preparation and giving medication, before using long-term care insurance?
   1 Expert Answer, 1 Community Answer

9. Is it time to move my grandmother into a long term care facility?

   - At 97 i'm douting my grandmother had a TIA. If it was a stroke, what kind would it be if it left some affected speech, a stiff right leg and genral lack of doing much of antthing without help? Should I be telling my parents it's time to look for other options because with my own disablites it's gettig harder to take care of her...
   1 Expert Answer

10. How come I do not qualify for long term care insurance?

    - I've had cancer surgery and successfully completed chemo and radiation. I use oxygen on and off. Why can't I get long-term care insurance? I was told I did not qualify.
    1 Expert Answer