Paying for Home Care Questions

1. As a registered nurse, can I get Mom's insurance company to pay me for her home care?

   Whether you can be paid, by private insurance, to care for your mother at home depends entirely on the terms of the insurance policy. The fact that you are an RN may make it more likely that you can be paid under some policies. The fact that you are the insured's daughter may make it less likely...
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2. Can I get paid to be Dad's caregiver if I am on Social Security Disability and Medicaid?

   You've got a tough and complicated situation that involves several different government programs, so let's take them one at a time. First, let's look at who's going to help pay for your father's care at home. Medicare will only pay for short-term home care while he's recovering, and only if he meets certain qualifications...
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3. What type of financial assistance can we get my mom so we can maintain the family care she is currently receiving?

   One option you have is to apply for Medicaid to pay for some home care. Hawaii does have a program where Medicaid will pay to keep a senior at home rather than go to a nursing home. This is called a "waiver" program. Depending on the rules in your state, there will be a limit to the number of hours/day and days/week that Medicaid will cover...
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4. Does Medicaid Cover Long-Term In-Home Care?

   All states provide some kind of long-term care for certain people, including the elderly, who live at home and who would require nursing home care if they didn't receive these services. These programs aren't technically part of Medicaid but are funded by Medicaid through waivers of normal Medicaid rules...
   FAQ 1 Expert Answer, 3 Community Answers

5. Will Medicaid pay for my dad's ventilator and skilled nursing care in my home?

   The answer probably depends on how much actual skilled care he needs. Medicaid coverage varies from state to state. But in all states, the extent of home care Medicaid will cover is far less than what is provided -- and paid for by Medicaid -- in a nursing home...
   1 Expert Answer, 1 Community Answer

6. Is there any financial aid for a child to quit their job and care for their parent?

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7. How do I become a Medicaid paid caregiver?

   The state can only pay you if it's paying benefits to the woman you're caretaker for. If the woman you take care of gets Medicaid benefits and qualifies for home care, you might be able to receive payments from Medicaid. But you can receive such payments only if you're a certified home care provider...
   1 Expert Answer, 2 Community Answers

8. Is there financial assistance when a parent lives in my home?

   You might be able to get some pay directly from the state for taking care of your parent if your parent has few assets and little income. Your parent might qualify for home care through Medicaid. But instead of getting that care from a Medicaid home care agency, it might be possible – depending on t...
   1 Expert Answer, 1 Community Answer

9. Would Medicare cover services recommended by an in-home evaluation?

   If your mother's doctor orders an in-home evaluation by a home care agency, that evaluation would almost certainly be covered by Medicare Part B. But whether Medicare would cover any services the agency recommended, even if prescribed by your mother's doctor, is more complicated. Medicare coverage for home care services is very limited...
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10. How does she document the pay she receives from him for caregiving?

    There are a number of different Veterans Benefit Programs, but I will assume that your mother's ex-husbnad is seeking Veteran's Aid and Attendance Housebound Benefits. As such he must have less than $14,457 of countable income annually. Total annual health care expenses are deducted from his total...
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11. Will Medicare cover a stair lift?

    Medicare Part B covers many types of what is called "durable" medical equipment for use in the home, but it doesn't pay for construction or installation of permanent changes to the actual physical structure. So, Medicare Part B regularly covers the type of lift -- moveable and temporary -- that is used to help a patient get in and out of bed or a chair...
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12. If Mom lives with me, will my income count on her Medicaid application?

    The good news is that neither your income nor your assets would count toward your mother's eligibility for long-term care coverage in any state. For Medicaid medical coverage, Medicaid would consider only the amount of direct support your mother actually receives from you...
    1 Expert Answer, 1 Community Answer

13. Can I get paid to be a caregiver through Medicare and Social Security?

    Neither Medicare nor Social Security has any program to pay a family caregiver for long-term daily care. However, in some states there are programs that can pay family caregivers to care for their loved one at home. There are several restrictions on eligibility for these programs, however...
    1 Expert Answer, 2 Community Answers

14. Will Medicaid or Medicare Provide Coverage for Long-Term In-Home Care?

    The short answer is that Medicare provides in-home care only in very limited circumstances for a short time, while Medicaid can provide long-term in-home care. Here are the terms under which both programs provide in-home care.
    FAQ 1 Expert Answer, 2 Community Answers

15. Can I Get Paid to Be a Family Caregiver?

    It's possible to get regular payments for providing care for a housebound family member, depending on the family member's income and assets, need for care, and the state he or she lives in. Public assistance programs in many states can provide payment directly to a low-income person who is determined to need in-home care...
    FAQ 1 Expert Answer, 14 Community Answers

16. FAQ: What Kinds of Home Equipment and Modifications Are Covered by Medicare, Medicaid, or the VA?

    Excellent information on paying for medical equipment and home modifications. I would add that the limits for HISA grants have been raised to $6,800 for service connected disabilities and $2,000 for non service connected disabilities.
    FAQ 2 Expert Answers

17. FAQ: Can I Choose My Home Healthcare Provider?

    Usually, yes. Your treating physician or the hospital or nursing facility where you're a patient will probably refer a particular home healthcare agency. But if you know a different agency you'd prefer or are dissatisfied with the agency your doctor or hospital chooses (or with the particular nurses...
    FAQ 1 Expert Answer

18. Can my grandmother get a safety bath tub from Medicaid?

    Your grandmother can get special bathing equipment paid for by Medicaid if Medicaid provides her with home health care services. That means she has to meet her state's Medicaid requirements for nursing facility or home care. These requirements usually include the inability to perform, without assistance...
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19. What kind of financial aid programs are available to full-time caregivers?

    You might be able to get some pay directly from the state, for taking care of your mother, if your mother has few assets other than her house, and she has little income. If so, she might get in-home care from Medicaid. But instead of getting that care from a Medicaid home care agency, it might be possible...
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20. I would like to know how to get paid to be a caregiver for parents?

    That depends on your parent's income more than on yours. If your parent has low income and few assets (other than the house your parent lives in), he or she might qualify for Medicaid . If so, a program run by Medicaid in your state might be able to pay your parent directly for care at home, which...
    1 Expert Answer, 9 Community Answers