Paying for Care Questions

273 Question and Answer Results
  1. Does my uncle have to tell the nursing home about his savings bonds?

    It sounds like your aunt will be applying for Medicaid. Medicaid is a program for people who are in need of long term care and do not have the resources to pay for it. Medicaid needs to know about all assets that belong to both spouses. Not disclosing assets is fraud. Yes, the state can recover back...
    Icon-expert-hh9a0a45474a1 Expert Answer
  2. Will Medicare pay for TMJ surgery?

    The answer is probably yes, but you should make sure with the surgeon's office before the surgery. Whether Medicare Part B covers it depends on the exact kind of oral surgery, and on who performs it. Medicare considers most oral surgery to be "dental" rather than "medical," and so does not cov...
    Icon-expert-hh9a0a45474a1 Expert Answer, 1 Community Answer
  3. Costs of assisted living/memory care facilities are breathtaking! Will they accept patients with early-severe stage AD?

    Thank you for adding that information.
    Icon-expert-hh9a0a45474a2 Expert Answers, 2 Community Answers
  4. Can my 83 year-old mother receive any help to pay for in home care?

    As the surviving spouse of a veteran, your mother may be eligible for a widow's pension. This benefit provides up to $1,094/month to help pay for long term care, including home care. To qualify for the maximum, your mother's home care expenses plus any health insurance premiums, e.g. Medicare supple...
    Icon-expert-hh9a0a45474a1 Expert Answer
  5. How to pay for mom's cancer treatment with no private insurance?

    Although your mother cannot get private health insurance, she may be eligible for Medicaid. Medicaid is a safety net that covers health care for people with limited income and resources. You should check with your state or county Medicaid office to determine if your mother is eligible financially. Y...
    Icon-expert-hh9a0a45474a1 Expert Answer
  6. What's the Process for Replacing a Medicare ID Card?

    The Social Security Administration issues Medicare cards. To get a replacement card, contact the Social Security Administration -- which issues Medicare cards -- in one of several ways. To get a replacement card online, go to the Medicare replacement card page on the Social Security Administration w...
    Icon-faq-hh681d4fba70FAQ Icon-expert-hh9a0a45474a1 Expert Answer
  7. How can I cash out of a life insurance policy to pay for medical or long-term care?

    A life insurance policy is intended to provide money to a survivor or survivors of the deceased policyholder. But for many people with a life insurance policy, it can instead be turned into a source of cash to help pay the insured person's own expenses. This might be done by collecting "accelerated ...
    Icon-faq-hh681d4fba70FAQ Icon-expert-hh9a0a45474a1 Expert Answer, 1 Community Answer
  8. Is There Extra V.A. Help for Veterans Who Are Housebound or Can't Care for Themselves?

    A low-income veteran with wartime service who is unable to care for himself or is disabled and housebound might be eligible for V.A. Aid & Attendance (A&A) or Housebound benefits, which can be paid in addition to a low-income, wartime veteran's basic pension. A veteran must qualify for a low-income ...
    Icon-faq-hh681d4fba70FAQ Icon-expert-hh9a0a45474a1 Expert Answer, 1 Community Answer
  9. Does the V.A. Have Pensions for Disabled, Low-Income Veterans?

    A low-income veteran may be eligible for a pension from the V.A. if the veteran meets all four of the following conditions:
    Icon-faq-hh681d4fba70FAQ Icon-expert-hh9a0a45474a1 Expert Answer, 3 Community Answers
  10. How Much Does it Cost for Independent Living?

    Hello, Thank you for reaching out to Caring.com with your question. Caring.com has a team of Family Advisors that can help you with locating housing options. Family Advisors can be reached 7 days a week by phone at (800) 325 8591.
    1 Community Answer
  11. What options are available if there is no money/benefits other than Medicare?

    Hello, I would encourage you to contact your local Area Agency on the Aging. They are available to assist seniors who are on a limited income. To locate the nearest Area Agency on the Aging click here: http://www.caring.com/local/area-agency-on-aging
    1 Community Answer
  12. Does long term care insurance cover the costs of a certified nurse aide (CNA)?

    First, check with your LTCi agent to make certain that you pay directly to the aide and be reimbursed, and not through an agency. Each policy is different as to what constitutes the event that triggers coverage, and what is covered and by whom. Your agent is the best one to cover this with you. And ...
    Icon-expert-hh9a0a45474a1 Expert Answer, 1 Community Answer
  13. Where do I start caring for my aunt?

    In a situation like this, the only option for your aunt may be a nursing home. However, in order to pay for one she'll need to apply for Medicaid.
    Icon-expert-hh9a0a45474a1 Expert Answer, 1 Community Answer
  14. Are there state regulations governing the reimbursement by...

    Each state has a Department of Insurance that does regulate insurance practices within that state. To find the number for any particular state one can go to the National Association of Insurance Commissioners (web site www.naic.org/state_web_map.html) and click on the individual state to see a list...
    Icon-expert-hh9a0a45474a1 Expert Answer
  15. My wife and I have been in the USA for approx. 4.5 years. We...

    In general, no adult child is responsible for the debts of a parent except under one of several circumstances:
    Icon-expert-hh9a0a45474a1 Expert Answer, 3 Community Answers
  16. Are there any programs available to help my pay for my husband's Alzheimer's care?

    Bessie:
    Icon-expert-hh9a0a45474a2 Expert Answers, 1 Community Answer
  17. Is it legally safe to combine my money with my wifes for her Alzheimer's care?

    Depending on which state you live in, there are different names for your property. Any property that was yours prior to the marriage is called "separate" in a community property state and "non-marital" in an equitable distribution state. (Most states are the latter.) The same applies to your wife's ...
    Icon-expert-hh9a0a45474a1 Expert Answer
  18. My mother has no assets, should she file for bankruptcy?

    A person files for bankruptcy when they cannot repay their debts. Is there a garnishment on your mother's pension that is diverting money to pay off her debts? If this is the case, your mother can file for bankruptcy to discharge the debts and stop the garnishment.
    Icon-expert-hh9a0a45474a1 Expert Answer
  19. Should we spend down Dad's remaining assets for better care now, and hope it doesn't run out?

    Your Dad can qualify for a VA pension. He should get the maximum of $1,644/month, which will more than cover his assisted living expenses. You need to contact an eldercare financial planner who understands how the VA pension program works. You should provide him with the best quality of care that he...
    Icon-expert-hh9a0a45474a1 Expert Answer, 1 Community Answer
  20. What Can I Do If My Insurance Company Won't Cover the Costs of Cancer Treatment?

    More than you might think. As many cancer patients have learned the hard way, it's quite possible to get a great deal more coverage from your insurance company for cancer treatment, but you'll probably need to be very aggressive about enforcing rules and pursuing appeals.
    Icon-faq-hh681d4fba70FAQ Icon-expert-hh9a0a45474a1 Expert Answer
If you don't see your answer:
Stay Connected With Caring.com

Receive the latest news and tips in your inbox

Join our social communities: