Nursing Homes and Assisted Living Under Medicaid Questions

1. Can a nursing home take a widow's home as payment for the care of her now deceased husband?

   It sounds like you're asking about repayment to Medicaid of the amount Medicaid spent on nursing home care for the deceased husband. If so, there is good news for the widow -- Medicaid cannot take her home to pay for her deceased husband's care as long as she's alive...
   1 Expert Answer

2. Can my mother be required to apply for Medicaid?

   The nursing facility is probably concerned that your mother will soon be unable to fully pay her bill and that, without Medicaid coverage, the nursing facility will be stuck without full payment. The nursing home may not be aware of all your mother's assets and insurance coverage, or they might not...
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3. Can we prove money gifted by Mom was used for her care when Medicaid reviews her look-back period?

   You've got a complicated -- but not necessarily a bad -- situation concerning your mother's future eligibility for Medicaid coverage of nursing home care, involving a Medicaid rule known as the five-year "look-back" period. That rule means that when your mother applies for Medicaid coverage of nursing...
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4. Are co-owned bonds considered an asset?

   It seems that you're asking about rules for Medicaid coverage of nursing home care. Medicaid will only cover the nursing home costs of someone who has very low income and few assets. If your father's legal ownership interest in the savings bonds puts him over the Medicaid eligibility limit for assets...
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5. Will Medicaid pay for nursing home care?

   FAQ 1 Expert Answer, 1 Community Answer

6. Is there a way of keeping house while in Medicaid nursing home?

   Usually, yes. In most circumstances, she could move into a nursing home and qualify for Medicaid (called Medi-Cal in California) coverage of nursing home costs while still keeping her own house, as long as her other assets and income are below the state's Medicaid eligibility limits...
   FAQ 1 Expert Answer, 3 Community Answers

7. Limits on income and assets to qualify for Medicaid to pay for nursing home?

   If a woman's spouse needs long-term nursing home care, he may be eligible for Medicaid coverage of that care even though she keeps the family home and a substantial amount of other assets, as well as some regular income.
   FAQ 1 Expert Answer, 4 Community Answers

8. Can Someone Transfer Property Prior to Entering Nursing Home and Still Get Full Medicaid Coverage?

   There are three circumstances in which persons who qualify for Medicaid coverage for nursing home care can transfer their own house to a family member without incurring any penalty from Medicaid, and without giving Medicaid any right to reimbursement from the house.
   FAQ 1 Expert Answer, 6 Community Answers

9. Can our parents house be transferred to my brother penalty-free since he's lived there for two years?

   You are being very prudent to make sure that your parents have Wills and Durable Powers of Attorney that are in order. They should also have advance care directives for health care.
   1 Expert Answer, 1 Community Answer

10. Can I use the income from the sale of Mom's house to use for funeral expenses and not jeopardize her Medicaid?

    Medicaid rules for nursing home coverage do not allow a person receiving benefits to keep much in the way of assets. An unmarried (or widowed) individual usually can keep only about $2,000 in cash or other liquid assets (the exact amount varies slightly from state to state). But Medicaid rules allow additional funds to be used for burial-related purposes...
    1 Expert Answer, 1 Community Answer

11. What health issues qualify someone for Medicaid nursing home benefits?

    There are no specific health conditions that qualify someone for Medicaid coverage of long-term nursing home care. Instead, Medicaid looks at whether nursing-home level care on a daily basis is "medically necessary" for the person applying for coverage...
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12. In the state of MO, how many years before a parent has to go into a nursing home is it legal to turn all real estate property and money over to the adult son or daughter?

    The rules are the same in all states. And it's not a matter of what's "legal" -- it's legal for any parent to give his or her assets to a son or daughter at any time. The question is whether giving away real estate or other assets will disqualify the parent from Medicaid coverage of nursing home costs...
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13. Will Medicaid stop paying for my grandmother's assisted living facility if we take her out for the weekend or out for dinner?

    Absolutely not. In determining someone's income to decide whether they qualify for Medicaid, substantial regular non-cash contributions from family, for example in the form of rent-free housing or daily meals and all clothing, is sometimes considered...
    1 Expert Answer, 1 Community Answer

14. When property is held jointly and one party enters a nursing home, what is the financial responsibility of each party?

    It's difficult to answer the question without knowing more specifics, but I'm assuming that you're talking about a married couple, with one spouse entering a nursing home and hoping to qualify for Medicaid.
    1 Expert Answer, 1 Community Answer

15. Can I be removed as responsible party for nursing home agreement?

    If a nursing home participates in either Medicare or Medicaid -- as almost all do -- then the federal Nursing Home Reform Law prohibits it from requiring guaranteed payment from anyone other than the resident -- your parent. This is true even if your parent is not presently covered by either Medicare or Medicaid...
    1 Expert Answer, 1 Community Answer

16. How do I get into a nursing home with limited resources?

    If your resources are limited, you may qualify for Medicaid to pay for your nursing home care. The resources you have and your need for assistance will determine if you qualify. Medicaid is a joint federal-state program for the financially needy. It's administered by the state and local governments and the rules vary from state to state...
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17. How much will Medicaid pay for assisted living?

    Whether Medicaid will help pay for assisted living, under what circumstances, and how much it will contribute, depend on the state where you live. If you live in one of the states that currently have some Medicaid coverage for assisted living, there may be many restrictions and limitations on that coverage...
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18. Can an adult child keep a house from Medicaid recovery?

    Yes, it's possible for the son who was a caregiver to keep the house without Medicaid having a right to recover the mother's long-term care costs out of the house's value. Medicaid has a special rule to encourage adult children to live with and care for their elder parent, in the parent's home, in order to keep the parent at home as long as possible...
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19. Can Medicaid charge me for Mom's nursing home?

    No, it's not true that you'll be responsible for your mother-in-law's nursing home costs. When someone goes into a nursing home and applies for Medicaid coverage, Medicaid considers only that person's own income and assets (and that of a spouse, if living with the Medicaid applicant)...
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20. How do I find out of an assisted living facility accepts Medicaid?

    As you've already found out, many assisted living facilities in Texas do not accept any residents who depend on Medicaid. And even when a Texas facility does accept Medicaid coverage for a resident, there are usually strict limits on what Medicaid will pay -- a special Medicaid waiver program in Texas...
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