Medicare and Long-Term Care Questions

1. Will Medicare or Black Lung benefits cover long-term care?

   There are very different answers, depending on whether he needs short-term or long-term care. For short-term care, both Medicare Part A and the U. S. Department of Labor's Black Lung Benefits Program medical coverage can provide nursing and related medical care in a skilled nursing facility or rehabilitation...
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2. Will Medicaid or Medicare Provide Coverage for Long-Term In-Home Care?

   The short answer is that Medicare provides in-home care only in very limited circumstances for a short time, while Medicaid can provide long-term in-home care. Here are the terms under which both programs provide in-home care.
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3. Can Medicare take your home to pay for nursing home care?

   Short-term nursing skilled facility care can be covered by Medicare during treatment or recovery following a hospital stay. Medicare doesn't seek reimbursement for any nursing facility costs, so your home wouldn't be at risk.
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4. Will Medicaid or Medicare help pay for my mother's long-term care?

   Medicare and Medicaid serve two very different purposes: Medicare is similar to regular health insurance, providing coverage to people over the age of 65. Medicaid, on the other hand, is basic health insurance for people older than 65 who have limited income and assets.
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5. Do You Have to Be Bankrupt to Get Medicaid?

   I think you're referring to Medicaid, not Medicare. Medicare is a federally-funded health insurance program. Many seniors have Medicare Supplement insurance purchased from health insurance companies. Medicare and health insurance companies pay for medically necessary health care expenses...
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6. Should one use Medicare benefits to pay for home care before long term care insurance?

   In the first place, you may not have the choice. The eligibility rules for Medicare home care are quite strict and the care is limited -- skilled nursing care, but only a very limited amount of personal care assistance. So, even if you qualify for Medicare coverage, you may need or want to use...
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7. Are there programs available to help pay for home care?

   You ask a question that is on so many people's minds. Unfortunately, there isn't one simple answer. A few factors to consider are if your in-laws are on Medicare or Medicaid. In some, limited, circumstances, Medicaid pays for home care. It's more complicated with Medicare, which rarely covers home care, but worth investigating...
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8. Can Medicare or Medicaid put a lien on my parents' home if they move into a long-term care facility?

   Medicaid and Medicare are completely different programs, with different rules regarding eligibility, coverage and payment. With Medicare, there is no right to repayment from your parents, or from their assets, for anything Medicare spends for their medical care...
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9. Can Medicaid take your house, even a jointly-owned home, to pay for long-term care?

   Your father's interest in the house won't count against him should he need to enter a nursing home, because a person's primary residence is exempt when Medicaid counts a person's assets in determining eligibility. Upon his death, however, if the house remains partly in his name, Medicaid may...
   1 Expert Answer, 4 Community Answers

10. Does Medicare cover long-term care and skilled nursing care?

    Generally, Medicare does not pay for long-term care – a term used to describe non-skilled personal care such as help with activities such as bathing, dressing, eating, getting in or out of bed, and using the bathroom. It does pay for medically-necessary skilled care, which is usually available for a a short time after hospitalization...
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