Medicaid Eligibility Questions

84 Question and Answer Results
  1. Will money moved to a CD fall under Medicaid's look-back period if it came from a joint account?

    When Medicaid decides whether someone is eligible for its nursing home benefits, it looks at the assets available to that person. One of its eligibility rules considers any gifts made within 5 years of the Medicaid application to still "belong" to the applicant. This is to prevent people, who have t...
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  2. If mom's house is deed to me, can I sell it before she applies for Medicaid?

    There are two different parts of Medicaid. One is Medicaid coverage of medical care. For this type of Medicaid coverage, selling the house to you will have no effect on your mother's Medicaid application, and Medicaid will have no claim on the house. Be aware, though, that if your mother applies f...
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  3. Can the sale of Mom's house affect her Medicaid eligibility?

    The assets your mother-in-law receives from the sale of her house can affect her Medicaid eligibility. When deciding eligibility, Medicaid looks at the total amount of someone's assets, not counting the home they live in. Once that home is sold, though, the money a person receives from the sale beco...
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  4. Will a one time financial gift affect Medicaid benefits?

    Yes, a cash gift can affect her Medicaid eligibility. The effect of the gift depends on whether she's receiving regular Medicaid coverage for medical care or Medicaid coverage for long-term nursing home care. When deciding eligibility for either type of coverage, Medicaid looks at the total amount...
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  5. Can a Medicaid lien be placed on joint assets?

    This is a complex matter and Medicaid law does vary somewhat from state to state because it is a joint state-federal program so you should consult with an Elder Law lawyer in your area.
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  6. Will renting Mom's house out affect her Medicaid eligibility?

    Both owning and renting out her house might affect your mother-in-law's future eligibility for Medicaid nursing home coverage. That's because Medicaid is intended for people with very low income and few assets.
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  7. How can we spend the $750 Mom's asset level is over by for Medicaid eligibility?

    In order for your mother to qualify for Medicaid coverage of nursing home care, she can have no more in assets than the state Medicaid program's asset limit. When deciding her eligibility for nursing home coverage, Medicaid will look at any amount your mother spent in the five years prior to applyin...
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  8. Do assets in other states count against Medicaid eligibility?

    Yes, someone applying for Medicaid coverage of nursing home care must disclose to Medicaid any assets they have, regardless of what form the assets are in or where they are physically located. So, if your grandfather still owns the New York house when he applies for Medicaid nursing home coverage i...
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  9. Can you receive Medicaid if you live, primarily, out of the country?

    If you live outside the US but want to continue receiving Medicaid medical coverage, you may face several problems. First, there may be a problem qualifying for or keeping Medicaid coverage. Each state Medicaid program is available only to residents of that state. So, even if you are a US citizen...
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  10. To keep Medicaid, can you make occasional donations?

    You're right that someone who is receiving Medicaid medical coverage may have only about $2,000 in assets (not counting a home, car and some personal property). The same is also true for SSI eligibility. But many people are unsure of the rules regarding Medicaid and giving assets away. While ther...
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  11. Are tuition and student loan payments included in Medicaid's look-back period?

    I'm not sure exactly what you've read, but there is no specific exception for school tuition or loans in the Medicaid nursing home coverage look-back rules. Medicaid decides on whether to penalize a gift based on what the intent or purpose of the gift was. If the gift was made with the purpose of ...
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  12. If Mom moves in with us will her Medicaid be affected?

    Your mother moving in with you should not affect her Medicaid eligibility. And her living with you will not mean that Medicaid can consider your income and assets in deciding your mother's eligibility. What Medicaid can consider, however, and what you need to be aware of, is the value of things yo...
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  13. How do you learn whether or not your parent has been approved for Medicaid?

    There may be more than one part to your question of how you find out whether your parent has been approved for Medicaid coverage. The first has to do with your parent's privacy. A Medicaid application, and all the information it includes, is confidential. So is Medicaid's decision to approve or d...
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  14. Would dad be eligible for Medicaid if he divorces my mother?

    Divorce for Medicaid eligibility for long-term care coverage is possible, but it has serious practical and emotional consequences and should only be a last resort. If they stay married, Medicaid rules in this situation[cms.gov] already would allow your mother -- known as the "community spouse" -- t...
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  15. How is debt handled when applying for Medicaid?

    First, let's tackle the question of your personal responsibility as holder of the power of attorney. Your status as "attorney-in-fact" or "agent" (those are two terms that are usually applied to the person who is appointed in a power of attorney) does not mean that you become responsible for your mo...
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  16. Will a pre-existing condition affect Medicare eligibility?

    You're doing the smart thing by planning ahead. Medicare leaves considerable gaps in coverage that you'd have to pay out of pocket if you don't have some kind of supplemental insurance coverage. There are two kinds of insurance your wife could buy to supplement Medicare Part A (hospital insurance) a...
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  17. Does 401(k) balances count in a Medicaid application?

    When deciding whether your assets are low enough to make you eligible for Medicaid coverage, Medicaid will consider your 401(k) account balances to the extent those funds are actually, currently available to you. The rules of 401(k) accounts can be quite different -- some 401(k)s place time or age ...
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  18. Will Medicaid exempt long standing support payments in their look-back period?

    There are actually two different parts to the relationship between your mother's support for her son and her application for Medicaid coverage of nursing home care.
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  19. If I have Medicare Part B, will I still be eligible for Medicaid?

    Many people are enrolled in both Medicare and Medicaid at the same time. If someone is enrolled in both programs (what's known as being a "dual-eligible"), Medicaid pays many of the costs that Medicare leaves unpaid. This includes the Medicare Part B premium, as well as copayments for doctor visit...
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  20. If my brother gives away his inheritance, will it affect his Social Security disability and Medicaid?

    The rules for Social Security Disability Insurance benefits and for Medi-Cal, which is California's Medicaid program, are completely different, so let's take them one at a time.
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