Paying for Alzheimer's Care Facilities
Medicare, Medigap and Managed Care do not cover care in Alzheimer's care facilities. In some states, Medicaid will pay for Alzheimer's facilities; however, very few facilities accept Medicaid as reimbursement. Long-term care insurance policies (LTCI) and Veterans Benefits sometimes can cover the cost of Alzheimer's care facilities. Most Alzheimer's care facilities are private pay. Read a detailed description of all types of reimbursements.
LTCI
What It Covers
Facility Only and Comprehensive policies pay benefits in an Alzheimer's care facility, but the amount of coverage depends on the individual policy. For information on how to determine what kind of LTCI policy suits your needs, visit Duane Lipham's Expert Column on LTCI.
Veterans Benefits
What It Covers
Veterans Benefits refers to care in an Alzheimer's facility as Community Residential Care. The program provides health care supervision to eligible veterans who are unable to live independently and do not have anyone to provide the required supervision and care. The veteran must be able to function with minimal assistance.
Conditions and Limitations
- Veteran must meet eligibility criteria for VA benefits, and
- Demonstrate need for this type of care
Finding and Assessing an Alzheimer's Care Facility
Gilbert Guide provides national Alzheimer's care facility listings were you can search for assisted living facilities that provide mild dementia care, have separate Alzheimer's units or are Alzheimer's only facilities. We also give you the tools to assess Alzheimer's care facilities so that you can find a facility that will best fit your needs both now and in the future. Start your search now.
