Communication breakdown #2: Dealing with money

Page 4 of How to Talk to the Elderly

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  • Both your parents are increasingly frail and forgetful, but they refuse to let you help with bills and other practical matters.

Your experience: You and your older sister, who lives across the country, agree that your parents need more help. You volunteer to take over their finances, since you live closer. But your father insists that he can handle the bills himself. Your mother doesn't like the housecleaner your sister hired and told her not to come back. Their house is messy and cluttered, and you couldn't help noticing that your father's desk, where he pays the bills, is buried in papers and books.

Now your sister calls you at work to fret over what should be done. When you visit your parents, which you can only do on the weekends, you miss your routines with your own family and the chance to catch up on your sleep. Your parents seem oblivious to the fact that their disorder is gradually taking over your life, too.

During your last visit to your parents' house, you wanted to leave as soon as you arrived. When you asked about the bills, again, your mother said sweetly, "We're fine, dear. We really don't want to be a burden," and you felt like shouting, "But you are a burden! And you're ruining my life!"

Your parents' experience: It's important to see your frustrations in the context of your parents' broader situation. They're well aware that their years of independence are numbered: your father is showing signs of early dementia, and your mother is growing weaker by the day. Meanwhile, your father had to give up driving last year because of his cataracts. For your parents, life as they've always known it seems to be retreating into memory.

Given all the changes they face, your parents are trying to cling to the areas of life they can still manage. They appreciate your concern but also find it a little insulting. Your father likes to take care of the family finances: He's proud of his capability, punctuality, and ability to pay. Your mother prefers to do her own housekeeping -- even if it is a little slapdash.

Your parents are also focusing, consciously or unconsciously, on their legacy. They've always prided themselves on their hard work and independence. The idea of being a burden to you and your sister is mortifying. They know the day will likely come, but they're anxious to put it off as long as possible.

Communication breakthrough #2: Clearing the air

Some tips for breaking through this communication impasse:

  • Be direct: If you find that interactions with your parents have become a dialogue of the deaf, tell them that you're frustrated; chances are they feel the same way. Clearing the air may help you find some common ground.
  • Listen: Be receptive to what your parents have to say. If they're intent on managing on their own, don't argue. Listen to the messages that may be concealed in the remarks they make, and try to find solutions that work for all of you. If your father has too much pride to turn the bills over to you, for example, or is reluctant to share his financial information, he may agree to see an accountant instead.
  • Back off: When talking to your parents is consistently difficult, sometimes the best solution is to back off. If you continue to badger your parents, you'll only alienate them and frustrate yourself. If the worst that can happen is that checks could bounce or late fees accrue, let the matter rest for a while. Keep in touch with your father about how he's managing, and offer to help again if and when he seems more receptive.
  • Take care of yourself: If you find that you're frequently stressed out and angry, make sure that you're not neglecting your own needs. Try to make time for yourself and for your other relationships. Take regular breaks and vacations, even if it means hiring someone to stay with your parents. If you don't take care of yourself, you won't be there for your parents and your family.

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