Unfortunately, your options may be limited by your finances. Part-time home care, adult daycare, and long-term care facilities all cost money, and not everyone's insurance covers these services. Once you've decided which services you'd like the patient to have, you'll need to determine what you can afford. Find out if she has health insurance in addition to Medicare, if she holds any long-term care insurance that will help pay for nursing home or in-home care, or if she's put money aside or in investment accounts to help offset the cost of care. If not, and if she owns her home, consider looking into an equity loan on their house.
